Lake County property record for 424 Cavin Ave, Winthrop Harbor, IL 60096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,317 sqft · built 1989 |
| Lot Size | 0.253 acres (10,999 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,492 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-425-009 |
| Primary APN | 04-04-425-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,317 sqft Living Area |
| Gross Area | 3,735 sqft |
| 1st Floor Area | 1,311 sqft |
| 2nd Floor Area | 1,006 sqft |
| Upper Floors Area | 1,006 sqft |
| Basement Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Fiberglass |
| Lot Area | 10,999 sqft (0.253 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 424 CAVIN AVE |
|---|---|
| City | WINTHROP HARBOR |
| State | IL |
| Zip | 60096-1158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F H BARTLETTS NORTH SHORE ACRES 1ST ADD; S88 N264 E1/2 BL K27 BLOCK 27 |
| Legal Subdivision | F H BARTLETTS NORTH SHORE ACRES 1ST ADD |
| Legal Block | K27,2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 860103 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 424 CAVIN AVE, WINTHROP HARBOR, IL 60096-1158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Benton Township |
| Municipality | Winthrop Harbor Village |
| Elementary School District | Winthrop Harbor School District 1 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,734 (+25.56%) Land $8,972 Building $122,762 | $395,242 (+25.56%) Land $26,919 Building $368,323 | |
| 2024 | $10,492.00 (+19.65%) | ||
| 2023 | $8,769.00 (-2.18%) | $104,918 (+15.13%) Land $7,902 Building $97,016 | $314,785 (+15.13%) Land $23,708 Building $291,077 |
| 2022 | $8,964.00 | $91,131 Land $7,724 Building $83,407 | $273,420 Land $23,174 Building $250,246 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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