Lake County property record for 436 Cavin Ave, Winthrop Harbor, IL 60096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 1988 |
| Lot Size | 0.253 acres (10,999 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $6,433 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-425-010 |
| Primary APN | 04-04-425-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 2,628 sqft |
| 1st Floor Area | 884 sqft |
| 2nd Floor Area | 332 sqft |
| Upper Floors Area | 332 sqft |
| Basement Area | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,999 sqft (0.253 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 436 CAVIN AVE |
|---|---|
| City | WINTHROP HARBOR |
| State | IL |
| Zip | 60096-1158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F H BARTLETTS NORTH SHORE ACRES 1ST ADD; E1/2 BLK27 (EX N26 4 & EX S215.92) BLOCK 27 |
| Legal Subdivision | F H BARTLETTS NORTH SHORE ACRES 1ST ADD |
| Legal Block | 27 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 860103 |
436 Cavin Ave is owner-occupied and held in a trust since May 2007.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 436 CAVIN AVE, WINTHROP HARBOR, IL 60096-1158 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 30, 2007 |
| Transfer Doc | 0006203424 |
| Record Updated | Sep 20, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Benton Township |
| Municipality | Winthrop Harbor Village |
| Elementary School District | Winthrop Harbor School District 1 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,558 Land $8,972 Building $78,586 | $262,701 Land $26,919 Building $235,782 | |
| 2024 | $6,433.00 (+14.94%) | ||
| 2023 | $5,597.00 (-1.98%) | $69,735 (+12.2%) Land $7,902 Building $61,833 | $209,226 (+12.2%) Land $23,708 Building $185,518 |
| 2022 | $5,710.00 | $62,150 Land $7,724 Building $54,426 | $186,468 Land $23,174 Building $163,294 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 436 Cavin Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 436 Cavin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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