409 Capitola Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 409 Capitola Ave, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeRetail Store
Details1 bd · 2 ba · 2,324 sqft
Lot Size0.065 acres (2,831 sqft)
OwnerTrust Name on File
Tax Bill$7,496 (2025)
Deeds & MortgagesOct 2020 Transfer
Flood ZoneZone AE (high risk)
APN035-131-32

Property Details

APN / Parcel Number

Primary APN035-131-32
Alternative APN
  • 035-131-32-000

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,324 sqft Gross Area
1st Floor Area598 sqft

Exterior

Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area2,831 sqft (0.065 acres)
Total Buildings3 Buildings

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address409 CAPITOLA AVE
CityCAPITOLA
StateCA
Zip95010-3300
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2019
Census Tract121802

Owner

Source: Santa Cruz County records · APN 035-131-32

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address526 TOWHEE DR, SANTA CRUZ, CA 95060
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 15, 2020
Transfer Doc0000045205
Record UpdatedSep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 30, 2020
Property Address409 CAPITOLA AVE, CAPITOLA, CA 95010-3300
Document Number0000045205
Instrument DateOct 15, 2020
Instrument45205
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address526 TOWHEE DR SANTA CRUZ CA 95060, SANTA CRUZ, CA 95060

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$428,301 (+2%) Land $256,415 Building $171,886
2025$7,496.00 (+11.38%)$419,902 (+4.04%) Land $251,387 Building $168,515
2023$6,730.00 (+2.23%)$403,598 Land $241,626 Building $161,972
2022$6,583.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Old Riverview Historic District
listed 1988 · 55 contributing resources · NRIS 87000626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 822 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Surfnet CommunicationsFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Cruzio Internet, Xfinity, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Capitola Ave

Nearby Streets

Search Property Records by Address or Parcel Number