411 Capitola Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 411 Capitola Ave, Capitola, CA 95010

Property Summary

Property TypeStore with Apartments
Details2 bd · 2 ba · 1,328 sqft · built 1949
Lot Size0.06 acres (2,614 sqft)
Owner2 Company Names on Record
Last Sale$705,000 (Mar 2003)
Tax Bill$14,503 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone AE (high risk)
APN035-131-34

Property Details

APN / Parcel Number

Primary APN035-131-34
Alternative APN
  • 035-131-34-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,328 sqft Gross Area
1st Floor Area1,328 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area2,614 sqft (0.06 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address411 CAPITOLA AVE
CityCAPITOLA
StateCA
Zip95010-3356
Property CategoryCommercial
Property TypeCommercial > Retail > Store with Apartments
Legal DescriptionBLK 7 LOT 6,28
Legal SubdivisionCAPITOLA 06
Legal Block7
Legal Lot Number28
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2019
Census Tract121802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Riverview Historic District
listed 1988 · 55 contributing resources · NRIS 87000626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 3431, SANTA CRUZ, CA 95063-3431
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2003 · Amount on Record
Deed SaleMar 26, 2003 · Amount on Record
Prior SaleSep 30, 2002 · Amount on Record
Deed Document Number200328175
Last Transfer DateMay 13, 2003
Transfer Doc0000047278
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address411 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 CAPITOLA AVE, CAPITOLA, CA 95010-3356

Mortgage

Document Number0000010688
DateJun 15, 2023
Instrument2023-0010688
Lender
NameWILLIAM A RODONI
TypePrivate Party
Address4510 CAPITOLA RD, CAPITOLA, CA 95010
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,041,504 (+2%) Land $598,310 Building $443,194
2025$14,503.00 (+10.95%)$1,021,082 (+4.04%) Land $586,578 Building $434,504
2023$13,072.00 (+1.49%)$981,432 Land $563,802 Building $417,630
2022$12,880.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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