4149 Rusty Mill Dr, Elgin, SC 29045 Property Records

Richland County property record for 4149 Rusty Mill Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2021
Square Footage4,296 sqft Heated Area
Lot Size20,038 sqft (0.46 acres)
OccupancyOwner Occupied
Last Sale$576,076 (2021)

Owner

Source: Richland County records · APN 28916-01-20

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4149 RUSTY MILL DR, ELGIN, SC 29045-8020
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Dec 30, 2021Deed, Subdivision Related Transfer · Veterans Administration Mortgage
NATIONS DIRECT MORTGAGE LLC
Mar 22, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2021 · Amount on Record
Deed SaleDec 30, 2021 · Amount on Record
Prior SaleMar 22, 2021 · Amount on Record
Deed Doc Number202186280
Deed Book / Page2702 / 3337
Record RefreshedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address4149 RUSTY MILL DR, ELGIN, SC 29045-8020
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4149 RUSTY MILL DR, CHAS, SC 29405

Mortgage

Document Number0028431185
DateJun 14, 2023
Book Page2843/1185
Instrument2023024954
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 08, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateDec 30, 2021
Property Address4149 RUSTY MILL DR, ELGIN, SC 29045-8020
Document Number0027023337
Book / Page2702 / 3337
Map ReferenceMB 2504 PG 1757&1758
Instrument DateDec 28, 2021
Instrument2021086280
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,498.90
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address4149 RUSTY MILL DR, ELGIN, SC 29045-8020

Mortgage

Document Number2021086281
DateDec 30, 2021
Instrument2021086281
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateMar 22, 2021
Property Address4149 RUSTY MILL DR, ELGIN, SC 29045-8020
Document Number0025993772
Book / Page2599 / 3772
Map ReferenceMB 2504 PG 1757&1758
Instrument DateMar 18, 2021
Instrument2021018052
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Tax$1,341.25
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 WESTERN LN, IRMO, SC 29063-9071
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2025$620,000 (+52.9%) Land $87,800 Building $532,200
2023$405,500 Land $65,000 Building $340,500
2022$576,076

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 40% of South Carolina
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28916-01-20
Alternative APNs
  • R28916-01-20
  • 02180277

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area4,296 sqft Heated Area
Gross Area5,351 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area20,038 sqft (0.46 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02180277
Street Address4149 RUSTY MILL DR
CityELGIN
StateSC
Zip29045-8020
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 109 110.9X200.2X96.1X190.6 #SU CROSSING @ WOODCREEK PH 6 #PR RB2504-1757/1758
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number109-110
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2073
Census Tract11407

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