4141 Rusty Mill Dr, Elgin, SC 29045 Property Records

Richland County property record for 4141 Rusty Mill Dr, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,674 sqft · built 2022
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$527,289 (Jan 2022)
Tax Bill	$1,150 (2022)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28916-01-18`

Property Details

APN / Parcel Number

Primary APN	`28916-01-18`
Alternative APNs	`R28916-01-18` `02180259`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,674 sqft Heated Area
Gross Area	5,598 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02180259
Street Address	4141 RUSTY MILL DR
City	ELGIN
State	SC
Zip	29045-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 107 105X261.4X111.5X230.5 #SU CROSSING @ WOODCREEK PH 6 #PR RB2504-1757/1758
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	105,107
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2073
Census Tract	11407

Owner

Source: Richland County records · APN 28916-01-18

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4141 RUSTY MILL DR, ELGIN, SC 29045-8020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Deed Document Number	20225840
Deed Book / Page	2711 / 3188
Record Updated	Sep 20, 2026

January 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jan 31, 2022
Property Address	4141 RUSTY MILL DR, ELGIN, SC 29045-8020
Document Number	0027113188
Book / Page	2711 / 3188
Map Reference	MB 2504 PG 1767&1768
Instrument Date	Jan 13, 2022
Instrument	2022005840
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,371.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4141 RUSTY MILL DR, ELGIN, SC 29045-8020

Mortgage

Document Number	2022005841
Date	Jan 31, 2022
Instrument	2022005841

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$648,600 (+897.85%) Land $87,800 Building $560,800
2023		$2,600 (-99.51%)	$65,000 (-87.67%)
2022	$1,150.00	$527,289
			$527,289

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force 30 of 31 on primary residences
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.