4140 Rusty Mill Dr, Elgin, SC 29045 Property Records

Richland County property record for 4140 Rusty Mill Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2021
Square Footage	3,477 sqft Heated Area
Lot Size	17,860 sqft (0.41 acres)
Occupancy	Owner Occupied
Last Sale	$415,034 (2021)
Tax Bill	$4,195.00 (2025)

Owner

Source: Richland County records · APN 28915-01-25

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4140 RUSTY MILL DR, ELGIN, SC 29045-8020
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2021 · Amount on Record
Deed Sale	Oct 07, 2021 · Amount on Record
Deed Doc Number	202167362
Deed Book / Page	2674 / 1069
Record Refreshed	Sep 20, 2026

October 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 07, 2021
Property Address	4140 RUSTY MILL DR, ELGIN, SC 29045-8020
Document Number	0026741069
Book / Page	2674 / 1069
Map Reference	MB 2504 PG 1757&1758
Instrument Date	Sep 29, 2021
Instrument	2021067362
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.35
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4140 RUSTY MILL DR, ELGIN, SC 29045-8020

Mortgage

Document Number	2021067363
Date	Oct 07, 2021
Instrument	2021067363

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,195.00 (+17.44%)	$477,300 (+2,775.3%)	$504,700 (+21.61%) Land $87,800 Building $416,900
2023	$3,572.00 (+54.97%)	$16,600 (+325.64%)	$415,000 (+538.46%)
2021	$2,305.00	$3,900	$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28915-01-25`
Alternative APNs	`R28915-01-25` `02179886`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,477 sqft Heated Area
Gross Area	4,115 sqft Gross Area
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	17,860 sqft (0.41 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02179886
Street Address	4140 RUSTY MILL DR
City	ELGIN
State	SC
Zip	29045-8020
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 116 113X157X113X157 #SU CROSSING @ WOODCREEK PH 6 #PR RB2504-1757/1758
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	113,116
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2073
Census Tract	11407