Richland County property record for 4148 Rusty Mill Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 3,793 sqft Heated Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Garage | 651 sqft |
| Last Sale | $423,407 (2021) |
| Tax Bill | $4,281.00 (2025) |
Source: Richland County records · APN 28916-01-27
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Owner is a Company |
| Vesting | Government |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Feb 04, 2022 | Deed, Transfer |
| Jun 09, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2021 · Amount on Record |
| Deed Sale | Jun 09, 2021 · Amount on Record |
| Deed Doc Number | 202136741 |
| Deed Book / Page | 2627 / 1957 |
| Prior Transfer Date | May 12, 2021 |
| Prior Transfer Doc | 0026271957 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 4148 RUSTY MILL DR, ELGIN, SC 29045-8020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0029102957 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 2910/2957 |
| Instrument | 2024013281 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 5846, COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 04, 2022 |
| Property Address | 4148 RUSTY MILL DR, ELGIN, SC 29045-8020 |
| Document Number | 0027131954 |
| Book / Page | 2713 / 1954 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2022006974 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 09, 2021 |
| Property Address | 4148 RUSTY MILL DR, ELGIN, SC 29045-8020 |
| Document Number | 0026271957 |
| Book / Page | 2627 / 1957 |
| Map Reference | MB 2504 PG 1757&1758 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021036741 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,566.95 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4148 RUSTY MILL DR, ELGIN, SC 29045-8020 |
| Document Number | 2021036742 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 2021036742 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,281.00 (+17.42%) | $16,936 (-96.52%) | $551,100 (-) Land $87,800 Building $463,300 |
| 2024 | $487,000 (+2,775.53%) | $551,100 (+30.16%) Land $87,800 Building $463,300 | |
| 2023 | $3,646.00 (+517.97%) | $16,936 (+551.38%) | $423,400 (+551.38%) |
| 2021 | $590.00 | $2,600 | $65,000 Land $65,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 52% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28916-01-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,793 sqft Heated Area |
| Gross Area | 4,911 sqft Gross Area |
| 1st Floor | 2,014 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 651 sqft Garage |
| Patio Area | 143 sqft Patio |
| Porch Area | 324 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02180348 |
|---|---|
| Street Address | 4148 RUSTY MILL DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 114 111.8X157.5X124.6X157 #SU CROSSING @ WOODCREEK PH 6 #PR RB2627-1974 RB2504-1757 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 114,116 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
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