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4130 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4130 Inlet Loop, Chattanooga, TN 37416

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,670 sqft · built 2022
Lot Size0.173 acres (7,556 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Jul 2025)
Tax Bill$1,990 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN120K D 004

Property Details

APN / Parcel Number

Primary APN120K D 004
Alternative APN
  • 0000391463

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,670 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,556 sqft (0.173 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000391463
Street Address4130 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 83 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120 K A 016 FOR 2022
Legal SubdivisionWATERSTONE RIDGE PHASE II
Legal Phase2
Legal Lot Number83
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120K D 004

Assessment roll updated January 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4130 INLET LOOP, CHATTANOOGA, TN 37416-3086
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2025Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 19, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
CMG MORTGAGE INC
Nov 22, 2021Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2025 · Amount on Record
Deed SaleJul 29, 2025 · Amount on Record
Prior SaleSep 19, 2022 · Amount on Record
Deed Document Number2025147
Deed Book / Page13996 / 827
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 29, 2025
Property Address4130 INLET LOOP, CHATTANOOGA, TN 37416-3086
Document Number0000000147
Book / Page13996 / 827
Map ReferenceMB 122 PG 15
Instrument DateJul 29, 2025
Instrument2025072900147
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, NORTHSHORE T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,831.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4130 INLET LOOP, CHATTANOOGA, TN 37416-3086

Mortgage

Document Number0013996831
DateJul 29, 2025
Instrument13996/831
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

September 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 19, 2022
Property Address4130 INLET LOOP, CHATTANOOGA, TN 37416-3086
Document Number0000000150
Book / Page13092 / 435
Map ReferenceMB 12483 PG 709
Instrument DateSep 16, 2022
Instrument2022091900150
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,866.54
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 INLET LOOP, CHATTANOOGA, TN 37416-3086

Mortgage

Document Number0130920438
DateSep 19, 2022
Instrument13092-0438
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateNov 22, 2021
Property Address4130 INLET LOOP, CHATTANOOGA, TN 37416-3086
Document Number0000000129
Book / Page12742 / 503
Map ReferenceMB 122 PG 15
Instrument DateNov 19, 2021
Instrument2021112200129
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,990.00 (-10.68%)$131,325 (+31.85%)$525,300 (+31.85%) Land $50,000 Building $475,300
2024$2,228.00$99,600 (-)$398,400 (-) Land $50,000 Building $348,400
2023$2,228.00$99,600$398,400 Land $50,000 Building $348,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), as of August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber		100,000 / 100,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T.

Based on FCC filings for 172 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000107, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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