4141 E 15th St, Panama City, FL 32404 Property Records

Bay County property record for 4141 E 15th St, Panama City, FL 32404

Property Summary

Property Type	Apartment House (2-4 Units)
Details	18 bd · 14 ba · 226,068 sqft · built 2008
Lot Size	12.7 acres (557,480 sqft)
Owner	Company Name on File
Last Sale	$26,333,745 (Feb 2022)
Tax Bill	$298,269 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14933-020-000`

Property Details

APN / Parcel Number

Primary APN	`14933-020-000`

Interior

Bedrooms	18 Beds
Full Baths	14 Baths
Half Baths	8 Half Baths
Total Rooms	13 Rooms
Units	24 Units
Stories	3 Stories
Building Area	226,068 sqft Living Area
1st Floor Area	226,068 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Multi-Family
Exterior Material	Stone
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	557,480 sqft (12.7 acres)

Exterior Amenities

Pool Area	11,000 sqft
Porch	Porch
Porch Area	17,916 sqft
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4141 E 15TH ST
City	PANAMA CITY
State	FL
Zip	32404-5887
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	1 4S 14W -22.2- 118A1 COM AT SE COR OF N1/2 OF NE1/4 OF NE1/4 N 21.89 FOR POB TH W 439.98 NWLY ALONG R/W 764 N 170 TO N LINE OF SEC E 1030.8 TO NE COR OF SEC S 640.06 TO POB SUBJ TO UTIL ESMT SUBJ TO SIGN ESMT SUBJ TO BELLSOUTH ESMT LESS -22.3- LESS
Legal Range	14W
Legal Township	04S
Legal Section	01
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3079
Census Tract	500

Owner

4141 E 15th St, a residential property, is owned by a company that bought it in February 2022.

Source: Bay County records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	4550 TRAVIS ST, 401, DALLAS, TX 75205-4666
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Feb 7, 2008 · Amount on File
Deed Document Number	202212684
Deed Book / Page	4526 / 2248
Record Updated	Oct 29, 2026

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 22, 2022
Property Address	4141 E 15TH ST, PANAMA CITY, FL 32404-5887
Document Number	0045262248
Book / Page	4526 / 2248
Instrument Date	Feb 12, 2022
Instrument	2022012684
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4141 E 15TH ST, 4141, PANAMA CITY, FL 32404-5887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2850 N HARWOOD ST STE 1700, 1700, DALLAS, TX 75201-2642

Mortgage

Document Number	0045262254
Date	Feb 22, 2022
Instrument	4526/2254

Lender

Name	ACORE CAPITAL MORTGAGE LP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4141 E 15th St was $298,269, down 24.7% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$298,269.00 (-24.66%)	$18,807,709 (-24.78%) Land $1,151,820 Building $17,655,889	$18,807,709 (-24.78%) Land $1,151,820 Building $17,655,889
2024	$395,913.00 (-8.14%)	$25,003,981 (-5.23%) Land $1,151,820 Building $23,852,161	$25,003,981 (-5.23%) Land $1,151,820 Building $23,852,161
2023	$431,013.00 (+56.98%)	$26,384,763 (+24.06%) Land $1,151,820 Building $25,232,943	$26,384,763 (+24.06%) Land $1,151,820 Building $25,232,943
2022	$274,561.00	$21,266,927 Land $1,151,820 Building $20,115,107	$21,266,927 Land $1,151,820 Building $20,115,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4141 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	6 (2018–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4141 E 15th St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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