Bay County property record for 4042 E 15th St, Panama City, FL 32404
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 3 ba |
| Lot Size | 0.703 acres (30,623 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $45,000 (Jul 2020) |
| Tax Bill | $2,428 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14943-030-000 |
| Primary APN | 14943-030-000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Lot Area | 30,623 sqft (0.703 acres) |
|---|---|
| Lot Dimensions | 175 ft deep x 175 ft wide |
| Street Address | 4042 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-5861 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | 1-4S-14W-30.3-118A1 E 175' OF NE1/4 OF NE1/4 OF NW1/4OF NE1/4 SEC S OF SR 30A |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 01 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1100 |
4042 E 15th St, commercial vacant land, is owned by a company that bought it in July 2020.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1327 N TYNDALL PKWY, PANAMA CITY, FL 32404-3200 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on File |
| Deed Sale | Jul 23, 2020 · Amount on File |
| Prior Sale | Jan 18, 2006 |
| Deed Document Number | 2020047960 |
| Deed Book / Page | 4277 / 1992 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4042 E 15th St was $2,428.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,428.00 | $153,125 Land $153,125 | $153,125 Land $153,125 |
| 2023 | $2,404.00 (+20.99%) | $153,125 (+25%) Land $153,125 | $153,125 (+25%) Land $153,125 |
| 2022 | $1,987.00 | $122,500 Land $122,500 | $122,500 Land $122,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4042 E 15th St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 18 (1998–2021) |
| Claims Outside the SFHA | 10 of 18 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4042 E 15th St is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
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