4025 E 15th St, Panama City, FL 32404 Property Records

Bay County property record for 4025 E 15th St, Panama City, FL 32404

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details1 ba · 3,365 sqft · built 1985
Lot Size5.8 acres (252,648 sqft)
OwnerCompany Name on File
Flood ZoneZone X (minimal risk)
APN14909-020-000

Property Details

APN / Parcel Number

Primary APN14909-020-000

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area3,365 sqft Total Area
1st Floor Area4,096 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area252,648 sqft (5.8 acres)

Exterior Amenities

PorchPorch
Porch Area169 sqft
Patio Area900 sqft
FenceFence
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4025 E 15TH ST
CityPANAMA CITY
StateFL
Zip32404-5862
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal Description36 3S 14W -1.20- 117D ST A B DEV CO PLAT LOTS 115 & 126 LESS W 276' OF
Legal Range14W
Legal Township03S
Legal Section36
Legal Lot Number115,126 126
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3078
Census Tract500

Owner

4025 E 15th St is owned by a company and is owner-occupied.

Source: Bay County records, as of January 23, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 13330, PENSACOLA, FL 32591-3330
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$1,166,555 Land $1,044,000 Building $122,555$1,166,555 Land $1,044,000 Building $122,555
2023Additional exemption filed$1,181,600 Land $1,044,000 Building $137,600$1,181,600 Land $1,044,000 Building $137,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4025 E 15th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 190 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies190 in force
Nearby Flood Claims6 (2018–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4025 E 15th St is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on E 15th St

Nearby Streets

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