4136 E 15th St, Panama City, FL 32404 Property Records

Bay County property record for 4136 E 15th St, Panama City, FL 32404

Property Summary

Property TypeVehicle Sales & Rentals
Details6 bd · 4 ba · 6,060 sqft · built 2007
Lot Size4.25 acres (185,130 sqft)
OwnerOwner Name on File
Last Sale$450,000 (Dec 2001)
Tax Bill$11,785 (2025)
Flood ZoneZone X (minimal risk)
APN14933-000-000

Property Details

APN / Parcel Number

Primary APN14933-000-000

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area6,060 sqft Total Area
1st Floor Area4,316 sqft
2nd Floor Area540 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialMetal
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Roof TypeSteel Frame/Truss
Roof MaterialMetal
Lot Area185,130 sqft (4.25 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchPorch
Porch Area64 sqft
Deck Area132 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4136 E 15TH ST
CityPANAMA CITY
StateFL
Zip32404-5881
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Legal Description1 4S 14W -22- 118A1 N1/2 OF NE1/4 OF NE1/4 S OF HWY 98 ORB 1861 P 1336
Legal Range14W
Legal Township04S
Legal Section01
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1007
Census Tract1100

Owner

The current owner of 4136 E 15th St bought it in December 2001.

Source: Bay County records, as of January 23, 2026

Owner of RecordOwner Name on File
Mailing Address9430 W HIGHWAY 98, PORT ST JOE, FL 32456-5901

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2001 · Amount on File
Deed SaleDec 26, 2001 · Amount on File
Deed Document Number2001-071324
Deed Book / Page2098 / 2375
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4136 E 15th St was $11,785.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,785.00$743,166 Land $554,625 Building $188,541$743,166 Land $554,625 Building $188,541
2023$11,928.00 (+18.82%)$752,597 (+16.43%) Land $554,625 Building $197,972$752,597 (+16.43%) Land $554,625 Building $197,972
2022$10,039.00$646,381 Land $443,700 Building $202,681$646,381 Land $443,700 Building $202,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4136 E 15th St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims18 (1998–2021)
Claims Outside the SFHA10 of 18
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims
  • Hurricane Dennis, Jul 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4136 E 15th St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on E 15th St

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