McHenry County property record for 414 W Dowell Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,860 sqft · built 1986 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Oct 2007) |
| Tax Bill | $10,324 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-17-251-016 |
| Primary APN | 15-17-251-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,860 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Attached |
| Deck Area | 704 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 414 W DOWELL RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0040094 LT 14 GRISWOLD LAKE HILLS UNIT 2 |
| Legal Subdivision | GRISWOLD LAKE HILLS UNIT 2 |
| Legal Block | 251 |
| Legal Lot Number | 14 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 870811 |
414 W Dowell Rd is owned and occupied by an individual who acquired it in November 2019.
Source: McHenry County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 W DOWELL RD, MCHENRY, IL 60051-9447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit INDECOMM GLOBAL SERVICES |
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Nov 21, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage ACCUNET MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2007 · Amount on File |
| Deed Sale | Oct 3, 2007 · Amount on File |
| Deed Document Number | 200766993 |
| Last Transfer Date | Nov 5, 2019 |
| Transfer Doc | 0000040094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 2, 2026 |
| Property Address | 414 W DOWELL RD, MCHENRY, IL 60051-9447 |
| Document Number | 0000018833 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202618833 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 414 W DOWELL RD, MCHENRY, IL 60051-9447 |
| Document Number | 0000018833, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202618833 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 414 W DOWELL RD, MCHENRY, IL 60051-9447 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000028271 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025R0028271 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 414 W DOWELL RD, MCHENRY, IL 60051-9447 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000060758 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021R0060758 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate | 2.87% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 21, 2019 |
| Property Address | 414 W DOWELL RD, MCHENRY, IL 60051-9447 |
| Document Number | 0000040094 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 40094 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2019 |
| Title Company | ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 DOWELL RD MCHENRY IL 60050, MCHENRY, IL 60050 |
| Document Number | 40095 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 40095 |
| Name | ACCUNET MTG LLC |
|---|---|
| Address | WAUKESHA, WI 53188 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Rate | 3.75% |
|---|
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,324.00 | $137,775 Land $19,466 Building $118,309 | $413,325 Land $58,398 Building $354,927 |
| 2022 | Homeowner's exemption | $112,989 Land $15,964 Building $97,025 | $338,967 Land $47,892 Building $291,075 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 414 W Dowell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1978–2026) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 W Dowell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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