322 W Dowell Rd, McHenry, IL 60051 Property Records

McHenry County property record for 322 W Dowell Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 7 ba · 3,047 sqft · built 1951
Lot Size2.33 acres (101,930 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (May 2024)
Deeds & MortgagesMay 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-17-251-021

Property Details

APN / Parcel Number

Primary APN15-17-251-021

Interior

Bedrooms3 Beds
Full Baths7 Baths
Half Baths5 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area3,047 sqft Living Area
Gross Area4,950 sqft
Basement Area1,523 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Foundation TypeRaised
Lot Area101,930 sqft (2.33 acres)
Garage TypeAttached
Deck Area766 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address322 W DOWELL RD
CityMCHENRY
StateIL
Zip60051-9731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0036200 NELY1/2 LT 18 & ALL LT 19 GRISWOLD LAKE HILLS UNIT 2
Legal Range09E
Legal Township44N
Legal Section17
Legal SubdivisionGRISWOLD LAKE HILLS
Legal Block251
Legal Lot Number18-19
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1073
Census Tract870811

Owner

322 W Dowell Rd is owned and occupied by an individual who bought it in May 2024.

Source: McHenry County records, as of May 14, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address322 W DOWELL RD, MCHENRY, IL 60051-9731
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2024 · Amount on File
Deed SaleMay 3, 2024 · Amount on File
Prior SaleSep 22, 2016 · Amount on File
Deed Document Number2024R0010776
Record UpdatedJun 7, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 3, 2024
Property Address322 W DOWELL RD, MCHENRY, IL 60051-9731
Document Number0000010776
Map ReferenceDOC 169838
Instrument DateApr 29, 2024
Instrument2024R0010776
Transaction TypeTransfer
Record UpdatedMay 15, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address322 W DOWELL RD, MCHENRY, IL 60051-9731

Mortgage

Document Number0000010777
DateMay 3, 2024
Instrument2024R0010777
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2054
Interest
Rate TypeFixed Rate
Rate7.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$114,506 Land $28,490 Building $86,016$343,518 Land $85,470 Building $258,048

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 W Dowell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 W Dowell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on W Dowell Rd

Nearby Streets

Search Property Records by Address or Parcel Number