McHenry County property record for 321 W Dowell Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,340 sqft · built 1978 |
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | Company Name on Record |
| Last Sale | $370,000 (May 2022) |
| Tax Bill | $7,303 (2024) |
| Deeds & Mortgages | Sep 2023 Transfer May 2022 Sale + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 15-17-276-002 |
| Primary APN | 15-17-276-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 218,671 sqft (5.02 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 321 W DOWELL RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0022004 PC SELY OF CEN RED PT SE1/4 NE1/4 |
| Legal Block | 276 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 870811 |
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 321 W DOWELL RD, MCHENRY, IL 60051-9732 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 5, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 31, 2022 | Warranty Deed, Transfer |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | Jul 7, 2015 · Amount on Record |
| Deed Document Number | 202219323 |
| Last Transfer Date | Aug 18, 2023 |
| Transfer Doc | 0000022004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 5, 2023 |
| Property Address | 321 W DOWELL RD, MCHENRY, IL 60051-9732 |
| Document Number | 0000022004 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023R0022004 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 W DOWELL RD, MCHENRY, IL 60051-9732 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 31, 2022 |
| Property Address | 321 W DOWELL RD, MCHENRY, IL 60051-9732 |
| Document Number | 0000019323 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022R0019323 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 GOODWIN DR, PARK RIDGE, IL 60068-2113 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 321 W DOWELL RD, MCHENRY, IL 60051-9732 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000033489 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021R0033489 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 321 W DOWELL RD, MCHENRY, IL 60051-9732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054414 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020R0054414 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,303.00 | $107,799 (+21.94%) Land $35,253 Building $72,546 | $323,397 (+21.94%) Land $105,759 Building $217,638 |
| 2022 | Homeowner's exemption | $88,406 Land $28,911 Building $59,495 | $265,218 Land $86,733 Building $178,485 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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