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415 W Dowell Rd, McHenry, IL 60051 Property Records

McHenry County property record for 415 W Dowell Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,261 sqft · built 2001
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Sep 2018)
Deeds & MortgagesOct 2021 Mortgage
Sep 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-17-252-014

Property Details

APN / Parcel Number

Primary APN15-17-252-014

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths3 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,261 sqft Living Area
Gross Area3,369 sqft
Basement Area1,108 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area23,087 sqft (0.53 acres)
Garage TypeAttached
Garage Area299 sqft
Parking Spaces1 Parking Space
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address415 W DOWELL RD
CityMCHENRY
StateIL
Zip60051-9463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0032614 LT 1 HIGHWOOD LAKE ESTATES
Legal Range09E
Legal Township44N
Legal Section17
Legal SubdivisionHIGHWOOD LAKE ESTATES
Legal Block252
Legal Lot Number1
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group3
Census Block3005
Census Tract870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address415 W DOWELL RD, MCHENRY, IL 60051-9463
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Sep 24, 2018Warranty Deed, Transfer · Conventional Mortgage
ONE REPUBLIC MORTGAGE
Feb 21, 2018Grant Deed, Transfer · Line of Credit
LENDINGONE
Jun 15, 2017Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Prior SaleFeb 21, 2018 · Amount on Record
Deed Document Number2018R0032614
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address415 W DOWELL RD, MCHENRY, IL 60051-9463
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054958
DateOct 8, 2021
Instrument2021R0054958
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 24, 2018
Property Address415 W DOWELL RD, MCHENRY, IL 60051-9463
Document Number0000032614
Map ReferenceDOC91R028163.
Instrument DateSep 9, 2018
Instrument2018R0032614
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25380 W BONNER RD, 25380, WAUCONDA, IL 60084-1050

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 W DOWELL RD, MCHENRY, IL 60051-9463

Mortgage

Document Number0000032615
DateSep 24, 2018
Instrument2018R0032615
Lender
NameONE REPUBLIC MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048
Interest
Rate5.12%

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateFeb 21, 2018
Property Address415 W DOWELL RD, MCHENRY, IL 60051-9463
Document Number0000005429
Instrument DateJan 17, 2018
Instrument5429
Transaction TypeTransfer
Record UpdatedMar 6, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$217.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address415 W DOWELL RD MCHENRY IL 600519463, MCHENRY, IL 60051-9463

Mortgage

Document Number5430
DateFeb 21, 2018
Instrument5430
Lender
NameLENDINGONE
AddressBOCA RATON, FL 33431
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 20, 2019
Interest
Rate TypeAdjustable Rate

June 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateJun 15, 2017
Property Address415 W DOWELL RD, MCHENRY, IL 60051-9463
Document Number0000021728
Instrument DateJun 8, 2017
Instrument21728
Transaction TypeTransfer
Record UpdatedJun 30, 2017

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
MunicipalityIsland Lake Village
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$104,077 Land $19,845 Building $84,232$312,231 Land $59,535 Building $252,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND LAKE
serves 8,066 people · EPA ID IL0974540
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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