414 W 28th St, Durango, CO 81301 Property Records

La Plata County property record for 414 W 28th St, Durango, CO 81301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,846 sqft · built 2019
Lot Size0.191 acres (8,309 sqft)
Owner2 Individual Names on Record
Last Sale$1,115,000 (Jul 2026)
Tax Bill$3,732 (2025)
Deeds & MortgagesJul 2026 Sale
Aug 2019 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN5665-173-14-011

Property Details

APN / Parcel Number

Primary APN5665-173-14-011
Alternative APN
  • R437295

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,846 sqft Living Area
Gross Area2,469 sqft
1st Floor Area1,846 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Lot Area8,309 sqft (0.191 acres)
Garage TypeAttached
Garage Area623 sqft
PorchPorch
Porch Area342 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR437295
Street Address414 W 28TH ST
CityDURANGO
StateCO
Zip81301-4108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: RESUB LOT 21-A POWERS/HARRIS BA & LOT CONS LOT: 2 PER PLAT 1159652 & PLAT 1159651 414 W 28TH ST DURANGO 81301
Legal SubdivisionRESUB
Legal Block3
Legal Lot Number2
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group3
Census Block3015
Census Tract970900

Owner

Source: La Plata County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address414 W 28TH ST, DURANGO, CO 81301-4108
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Special Warranty Deed, Transfer
DURANGO TITLE
Aug 7, 2019Deed of Trust, Mortgage · Construction Mortgage
BANK OF COLORADO
Jan 6, 2021Grant Deed, Transfer
LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2026 · Amount on Record
Deed SaleJul 30, 2026 · Amount on Record
Prior SaleJan 6, 2021 · Amount on Record
Deed Document Number20261256652
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLA PLATA CO
Recording DateJul 30, 2026
Property Address414 W 28TH ST, DURANGO, CO 81301-4108
Document Number0001256652
Instrument DateJul 30, 2026
Instrument20261256652
Transaction TypeTransfer
Record UpdatedAug 10, 2026
Title CompanyDURANGO TITLE

Transaction

AmountAmount Recorded
Tax$11,261.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address414 W 28TH ST, DURANGO, CO 81301-4108

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address414 W 28TH ST, DURANGO, CO 81301-4108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001159945
DateAug 7, 2019
Instrument1159945
Lender
NameBANK OF COLORADO
TypeBank
AddressDURANGO, CO 81301
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term18 Months
DueFeb 5, 2021

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLA PLATA CO
Recording DateJan 6, 2021
Property Address414 W 28TH ST, DURANGO, CO 81301-4108
Document Number0001184670
Instrument DateJan 4, 2021
Instrument1184670
Transaction TypeTransfer
Record UpdatedFeb 2, 2021
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
Tax$71.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 W 28TH ST DURANGO CO 813014108, DURANGO, CO 81301-4108

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,940 (+2.06%) Land $29,020 Building $42,920$1,127,840 (-) Land $454,940 Building $672,900
2025$3,732.00 (+68.72%)$70,490 (+28.05%) Land $28,430 Building $42,060$1,127,840 (+37.27%) Land $454,940 Building $672,900
2023$2,212.00 (+8.59%)$55,050 (+9.88%) Land $21,510 Building $33,540$821,610 (+13.96%) Land $321,070 Building $500,540
2022$2,037.00$50,100 Land $19,900 Building $30,200$720,980 Land $286,380 Building $434,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (2000–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 55% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURANGO
serves 33,787 people · EPA ID CO0134150
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: FastTrack Communications, Verizon, Vero Fiber, Visionary Broadband.

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