413 W 28th St, Durango, CO 81301 Property Records

La Plata County property record for 413 W 28th St, Durango, CO 81301 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,056 sqft · built 1888
Lot Size0.257 acres (11,211 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Aug 2015)
Tax Bill$4,187 (2025)
Deeds & MortgagesNov 2021 Mortgage
Apr 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN5665-173-07-011

Property Details

APN / Parcel Number

Primary APN5665-173-07-011
Alternative APN
  • R000800

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,056 sqft Living Area
Basement Area196 sqft

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Architectural StyleVictorian
Lot Area11,211 sqft (0.257 acres)

Exterior Amenities

PorchUnfinished Open Porch
Porch Area277 sqft
Deck AreaDeck Area
Patio Area84 sqft

Utilities, Heating & Cooling

Heating SystemConvection

Location & Zoning

Account NumberR000800
Street Address413 W 28TH ST
CityDURANGO
StateCO
Zip81301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: BARKER SUB BLOCK: 0 LOT: 5 BLACK SUB BLK 10 413 W 28TH ST DURANGO 81301
Legal SubdivisionBARKER SUB
Legal Block0,10
Legal Lot Number5
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group3
Census Block3015
Census Tract970900

Owner

Source: La Plata County records · APN 5665-173-07-011

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address413 W 28TH ST, DURANGO, CO 81301
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
KEY BANK NA
Apr 14, 2017Deed of Trust, Mortgage
ALPINE BANK
Mar 03, 2017Deed of Trust, Mortgage · Conventional Mortgage
ALPINE BANK
Nov 22, 2019Deed of Trust, Mortgage
KEYBANK USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2015 · Amount on Record
Deed SaleAug 19, 2015 · Amount on Record
Prior SaleJan 06, 1997 · Amount on Record
Deed Document Number20151100919
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address413 W 28TH ST, DURANGO, CO 81301
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 W 28TH ST, DURANGO, CO 81301

Mortgage

Document Number0001202389
DateNov 16, 2021
Instrument1202389
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address413 W 28TH ST, DURANGO, CO 81301
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001126807
DateApr 14, 2017
Instrument1126807
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
AmountAmount Recorded
Term359 Months
DueMar 29, 2047

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address413 W 28TH ST, DURANGO, CO 81301
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001125225
DateMar 03, 2017
Instrument1125225
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address413 W 28TH ST, DURANGO, CO 81301
Document Number0001165125
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address413 W 28TH ST DURANGO CO 81301, DURANGO, CO 81301

Mortgage

Document Number0001165125
DateDec 04, 2019
Instrument1165125
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
AmountAmount Recorded
Term360 Months
DueDec 03, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$81,260 (+2.77%) Land $19,460 Building $61,800$1,265,070 (-) Land $303,000 Building $962,070
2025$4,187.00 (+50.4%)$79,070 (+14.13%) Land $18,940 Building $60,130$1,265,070 (+22.34%) Land $303,000 Building $962,070
2023$2,784.00 (+13.77%)$69,280 (+15.08%) Land $14,500 Building $54,780$1,034,050 (+19.38%) Land $216,490 Building $817,560
2022$2,447.00$60,200 Land $13,240 Building $46,960$866,170 Land $190,500 Building $675,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679709003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force
4 of 10 on primary residences
Nearby Flood Claims3 (2000–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2019, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 65% of the US · above 56% of Colorado
Wildfire LikelihoodAbout 1 in 503 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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