411 W 28th St, Durango, CO 81301 Property Records

La Plata County property record for 411 W 28th St, Durango, CO 81301

Property Summary

Property TypeSingle Family Home
Lot Size0.33 acres (14,393 sqft)
Owner2 Individual Names on File
Last Sale$119,000 (Aug 1996)
Tax Bill$958 (2025)
Deeds & MortgagesMar 2017 Mortgage
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN5665-173-07-012

Property Details

APN / Parcel Number

Primary APN5665-173-07-012
Alternative APN
  • R023929

Exterior

Lot Area14,393 sqft (0.33 acres)

Location & Zoning

Account NumberR023929
Street Address411 W 28TH ST
CityDURANGO
StateCO
Zip81301-4107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: BARKER SUB BLOCK: 0 LOT: 6 BLACK SUB BLK 10 411 W 28TH ST DURANGO 81301
Legal SubdivisionBARKER SUB
Legal Block0,10
Legal Lot Number6
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group3
Census Block3015
Census Tract970900

Owner

411 W 28th St is owned by two individuals who acquired it in March 2022.

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address413 W 28TH ST, DURANGO, CO 81301
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2017Deed of Trust, Mortgage
ALPINE BANK
Mar 24, 2017Deed of Trust, Mortgage · Line of Credit
ALPINE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 1996 · Amount on File
Deed SaleAug 2, 1996 · Amount on File
Last Transfer DateMar 31, 2022
Transfer Doc0001208341
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address411 W 28TH ST, DURANGO, CO 81301-4107
Transaction TypeMortgage
Record UpdatedApr 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001125335
DateMar 7, 2017
Instrument1125335
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
AmountAmount on Record
Term59 Months
DueFeb 27, 2022

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address411 W 28TH ST, DURANGO, CO 81301-4107
Document Number0001126807
Instrument DateMar 24, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address2345 FOREST AVE DURANGO CO 813014878, DURANGO, CO 81301-4878

Mortgage

Document Number0001126807
DateApr 14, 2017
Instrument1126807
Lender
NameALPINE BK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 13, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 411 W 28th St was $958.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,720 (-2.1%) Land $17,720$289,580 (-) Land $289,580
2025$958.00$18,100 Land $18,100$289,580 Land $289,580
2023$438.00 (-15.77%)$10,920 (-14.62%) Land $10,920$163,040 (-11.43%) Land $163,040
2022$520.00$12,790 Land $12,790$184,070 Land $184,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 411 W 28th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (2000–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 W 28th St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 55% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURANGO
serves 33,787 people · EPA ID CO0134150
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: FastTrack Communications, Verizon, Vero Fiber, Visionary Broadband.

Nearby Properties on W 28th St

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