412 W 28th St, Durango, CO 81301 Property Records

La Plata County property record for 412 W 28th St, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,893 sqft · built 2019
Lot Size	0.187 acres (8,143 sqft)
Owner	Individual Name on File
Last Sale	$1,150,000 (Nov 2022)
Tax Bill	$3,961 (2025)
Deeds & Mortgages	Nov 2022 Sale Aug 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5665-173-14-012`

Property Details

APN / Parcel Number

Primary APN	`5665-173-14-012`
Alternative APN	`R437296`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,893 sqft Living Area
Gross Area	2,320 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Lot Area	8,143 sqft (0.187 acres)
Garage Type	Attached
Garage Area	427 sqft
Porch	Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R437296
Street Address	412 W 28TH ST
City	DURANGO
State	CO
Zip	81301-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RESUB LOT 21-A POWERS/HARRIS BA & LOT CONS LOT: 3 PER PLAT 1159652 & PLAT 1159651 412 W 28TH ST DURANGO 81301
Legal Subdivision	RESUB
Legal Block	3
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3015
Census Tract	970900

Owner

Source: La Plata County records · APN 5665-173-14-012

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	330 DAVID LN, LAKE SHERWOOD, CA 91361-5102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2022	Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Aug 07, 2019	Deed of Trust, Mortgage · Construction Mortgage BANK OF COLORADO
Dec 15, 2020	Grant Deed, Construction Loan · Line of Credit BANK OF CO
Sep 08, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2022 · Amount on Record
Deed Sale	Nov 07, 2022 · Amount on Record
Prior Sale	Sep 08, 2020 · Amount on Record
Deed Document Number	20221216917
Record Updated	Sep 20, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 07, 2022
Property Address	412 W 28TH ST, DURANGO, CO 81301-4108
Document Number	0001216917
Map Reference	DOC 1159652
Instrument Date	Nov 01, 2022
Instrument	1216917
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 W 28TH ST, 412, DURANGO, CO 81301-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 DAVID LN, LAKE SHERWOOD, CA 91361-5102

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	412 W 28TH ST, DURANGO, CO 81301-4108
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001159942
Date	Aug 07, 2019
Instrument	1159942

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Feb 05, 2021

December 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 15, 2020
Property Address	412 W 28TH ST, DURANGO, CO 81301-4108
Document Number	0001183384
Instrument Date	Dec 14, 2020
Instrument	1183384
Transaction Type	Construction Loan
Record Updated	Jan 13, 2021
Title Company	LAND TITLE GUARANTEE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	412 W 28TH ST DURANGO CO 813014108, DURANGO, CO 81301-4108

Mortgage

Document Number	1183385
Date	Dec 15, 2020
Instrument	1183385

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 08, 2020
Property Address	412 W 28TH ST, DURANGO, CO 81301-4108
Document Number	0001177107
Map Reference	DOC 1159652
Instrument Date	Sep 03, 2020
Instrument	1177107
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$65.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 W 28TH ST, 412, DURANGO, CO 81301-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 W 28TH ST, DURANGO, CO 81301-4108

Mortgage

Document Number	0001177089
Date	Sep 08, 2020
Instrument	1177089

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Oct 01, 2046

Mortgage

Document Number	0001177108
Date	Sep 08, 2020
Instrument	1177108

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,630 (+2.45%) Land $29,130 Building $47,500	$1,196,880 (-) Land $454,940 Building $741,940
2025	$3,961.00 (+67.84%)	$74,800 (+27.38%) Land $28,430 Building $46,370	$1,196,880 (+36.57%) Land $454,940 Building $741,940
2023	$2,360.00 (+16.43%)	$58,720 (+17.75%) Land $21,600 Building $37,120	$876,400 (+22.12%) Land $322,330 Building $554,070
2022	$2,027.00	$49,870 Land $19,900 Building $29,970	$717,650 Land $286,380 Building $431,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679709003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2000–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 56% of Colorado
Wildfire Likelihood	About 1 in 503 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Clearnetworx	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, FastTrack Communications, Spectrum, Visionary Communications, VFN Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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