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422 Terhune Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 422 Terhune Ave, Passaic, NJ 07055

Property Summary

Property TypeSingle Family Home
Details2,795 sqft · built 1925
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Jul 2019)
Tax Bill$17,999 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN07-03313-01-00025

Property Details

APN / Parcel Number

Primary APN07-03313-01-00025
Alternative APN
  • 0703313A00025

Interior

Stories2 Stories
Building Area2,795 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialWood
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number0703313A00025
Street Address422 TERHUNE AVE
CityPASSAIC
StateNJ
Zip07055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block3313
Legal Lot Number25
JurisdictionPASSAIC NJ
Township / Civil DivisionPASSAIC
Census Block Group1
Census Block1016
Census Tract175601

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address422 TERHUNE AVE, PASSAIC, NJ 07055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
FM HM LOANS
Jul 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
FM HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Prior SaleJul 13, 2016 · Amount on Record
Deed Document Number201932522
Deed Book / Page3624 / 77
Prior Transfer DateOct 2, 2003
Prior Transfer Doc0682000152
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address422 TERHUNE AVE, PASSAIC, NJ 07055
Document Number0000024265
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address424 TERHUNE AVE PASSAIC NJ 070552446, PASSAIC, NJ 07055-2446

Mortgage

Document Number0000024265
DateJun 5, 2020
Instrument24265
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address422 TERHUNE AVE, PASSAIC, NJ 07055
Document Number0000035960
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedSep 5, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address424 TERHUNE AVE PASSAIC NJ 070552446, PASSAIC, NJ 07055-2446

Mortgage

Document Number0000035960
DateAug 19, 2019
Book Page015658/000165
Instrument35960
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2049

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPassaic City
Unified School DistrictPassaic City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$422,700 (-) Land $215,100 Building $232,600$422,700 (-5.58%) Land $215,100 Building $232,600
2025$17,999.00 (+3.28%)$422,700 (-)$447,700 (-) Land $215,100 Building $232,600
2024$17,427.00 (+6.15%)
2023$422,700$447,700 Land $215,100 Building $232,600
2022$16,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2004–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20

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