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390 Prospect St, Elyria, OH 44035 Property Records

Lorain County property record for 390 Prospect St, Elyria, OH 44035 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1900
Square Footage2,650 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
GarageDetached, 396 sqft
Last Sale$40,000 (2018)
Tax Bill$3,256.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-25-016-113-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Units2 Units
Building Area2,650 sqft Living Area
1st Floor1,158 sqft 1st Floor
Basement Area1,008 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area6,970 sqft (0.16 acres)
Depth X Width157 ft x 45 ft Depth x Width
Garage TypeDetached Garage
Garage Area396 sqft Garage
Porch Area322 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address390 PROSPECT ST
CityELYRIA
StateOH
Zip44035-6477
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionEAST OF RIVER 45 X 156
Legal SubdivisionEAST OF RIVER
Legal Tract25
Legal Block113
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2009
Census Tract71201

Owner

Source: Lorain County records · APN 06-25-016-113-008

Assessment roll updated May 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address390 PROSPECT ST, ELYRIA, OH 44035-6477
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Commercial Mortgage
FARMERS STATE BANK
Aug 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST NAT'L BK/BEEVILLE
Jan 04, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 04, 2018 · Amount on Record
Deed SaleJan 04, 2018 · Amount on Record
Deed Doc Number2018657304
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address390 PROSPECT ST, ELYRIA, OH 44035-6477
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072161
DateOct 21, 2025
Instrument2025-0072161
Lender
NameFARMERS STATE BANK
TypeBank
AddressASHLAND, OH 44805
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2045

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address390 PROSPECT ST, ELYRIA, OH 44035-6477
Document Number0000727056
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5384 STATE ROUTE 18 WAKEMAN OH 448899345, WAKEMAN, OH 44889-9345

Mortgage

Document Number0000727056
DateAug 21, 2019
Instrument727056
Lender
NameFIRST NAT'L BK/BEEVILLE
TypeBank
AddressBELLEVUE, OH 44811
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 04, 2018
Property Address390 PROSPECT ST, ELYRIA, OH 44035-6477
Document Number0000657304
Instrument DateJan 03, 2018
Instrument657304
Transaction TypeTransfer
Record UpdatedJan 22, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$160.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address390 PROSPECT ST ELYRIA OH 440356477, ELYRIA, OH 44035-6477

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,320.00 (+1.97%)$67,160 (-0.01%) Land $9,170 Building $57,990$191,900 (-) Land $26,210 Building $165,690
2024$3,256.00 (+8.14%)$67,165 (+24.54%) Land $9,174 Building $57,992$191,900 (+24.54%) Land $26,210 Building $165,690
2023$3,011.00 (+0.37%)$53,932 (+%) Land $7,413 Building $46,519$154,090 (-) Land $21,180 Building $132,910
2022$3,000.00$53,930 Land $7,410 Building $46,520
2021$154,090 Land $21,180 Building $132,910

Flood & Wildfire

390 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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