Lorain County property record for 404 Prospect St, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,430 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $94,000 (2022) |
| Tax Bill | $2,129.00 (2025) |
| Primary APN | 06-25-016-113-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,430 sqft Living Area |
| 1st Floor | 754 sqft 1st Floor |
| Basement Area | 572 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 157 ft x 45 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Porch Area | 240 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 404 PROSPECT ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6440 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 45.00 X 157.00 |
| Legal Subdivision | EAST/BLACK RIVER |
| Legal Tract | 25 |
| Legal Block | 113 |
| Legal Lot Number | 16 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-016-113-011
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 PROSPECT ST, ELYRIA, OH 44035-6440 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST FSLA OF LAKEWOOD |
| Jun 21, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2022 · Amount on Record |
| Deed Sale | Jan 03, 2022 · Amount on Record |
| Deed Doc Number | 2022856798 |
| Prior Transfer Date | Jun 17, 2021 |
| Prior Transfer Doc | 20210824169 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 03, 2022 |
| Property Address | 404 PROSPECT ST, ELYRIA, OH 44035-6440 |
| Document Number | 0000856798 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2022-0856798 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 PROSPECT ST, ELYRIA, OH 44035-6440 |
| Document Number | 0000856799 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 2022-0856799 |
| Name | FIRST FSLA OF LAKEWOOD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 21, 2021 |
| Property Address | 404 PROSPECT ST, ELYRIA, OH 44035-6440 |
| Document Number | 20210824169 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021-0824169 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38244 REVERE DR, NORTH RIDGEVILLE, OH 44039-9757 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,129.00 (-0.47%) Homeowner's exemption | $45,210 (-) Land $9,170 Building $36,040 | $129,170 (-) Land $26,210 Building $102,960 |
| 2024 | $2,139.00 (+16.57%) | $45,210 (+34.19%) Land $9,174 Building $36,036 | $129,170 (+34.19%) Land $26,210 Building $102,960 |
| 2023 | $1,835.00 (+0.33%) | $33,691 (+%) Land $7,413 Building $26,278 | $96,260 (-) Land $21,180 Building $75,080 |
| 2022 | $1,829.00 | $33,690 Land $7,410 Building $26,280 | |
| 2021 | $96,260 Land $21,180 Building $75,080 |
404 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 15th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures