404 Kosoak Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 404 Kosoak Rd, Middle River, MD 21220

Property Summary

Property Type	Townhouse
Details	2 ba · 1,080 sqft · built 1987
Lot Size	0.031 acres (1,368 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (Sep 2022)
Tax Bill	$3,001 (2023)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Mortgage + 1 more
APN	`15-1900012024`

Property Details

APN / Parcel Number

Primary APN	`15-1900012024`
Alternative APN	`1900012024`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,080 sqft Total Area
1st Floor Area	540 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,368 sqft (0.031 acres)
Lot Dimensions	76 ft deep x 18 ft wide
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1900012024
Street Address	404 KOSOAK RD
City	MIDDLE RIVER
State	MD
Zip	21220-2300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	1368 SQ FT .0314 AC 404 KOSOAK RD NE CARROLL CREST PHASE II
Legal Section	2
Legal Subdivision	CARROLL CREST PH 02
Legal Phase	2
Legal Lot Number	162
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1008
Census Tract	451803

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1602 KINGS VIEW DR, BEL AIR, MD 21015-8400
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Unknown SANDY SPRING BANK
Sep 28, 2022	Deed of Trust, Mortgage M&K HOMES I LLC
Nov 19, 2021	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Sep 20, 2000 · Amount on Record
Deed Document Number	0004739559
Deed Book / Page	45839 / 1
Prior Transfer Date	Nov 19, 2021
Prior Transfer Doc	0000458391
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	404 KOSOAK RD, MIDDLE RIVER, MD 21220-2300
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0473950066
Date	Sep 28, 2022
Book Page	47395/66

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Unknown
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	404 KOSOAK RD, MIDDLE RIVER, MD 21220-2300
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0473950059
Date	Sep 28, 2022
Book Page	47395/59

Lender

Name	M&K HOMES I LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 19, 2021
Property Address	404 KOSOAK RD, MIDDLE RIVER, MD 21220-2300
Document Number	0458390001
Book / Page	45839 / 1
Map Reference	MB EHK 50 FO 103
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 KOSOAK RD, MIDDLE RIVER, MD 21220-2300

Mortgage

Document Number	0000458397
Date	Nov 19, 2021
Instrument	45839/7

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,001.00	$162,700 Land $52,000 Building $110,700	$162,700 Land $52,000 Building $110,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	66 (1978–2024)
Claims Outside the SFHA	3 of 66
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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