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406 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 406 E Monterey St, Denison, TX 75021

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,447 sqft · built 2022
Lot Size0.166 acres (7,248 sqft)
OwnerIndividual Name on Record
Tax Bill$6,575 (2024)
Deeds & MortgagesJan 2025 Transfer
Apr 2022 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APND029 3085080

Property Details

APN / Parcel Number

Primary APND029 3085080
Alternative APN
  • 147035

Interior

Full Baths1 Bath
Building Area1,447 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Lot Area7,248 sqft (0.166 acres)
Lot Dimensions145 ft deep x 50 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space
PorchOpen Porch

Location & Zoning

Account Number147035
Old Parcel NumberD029 3085080
Street Address406 E MONTEREY ST
CityDENISON
StateTX
Zip75021-6658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND VIEW ADDN, BLOCK 13, LOT 9, ACRES 0.1664
Legal SubdivisionHIGHLAND VIEW ADDN
Legal Block13
Legal Lot Number9
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1010
Census Tract600

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address425 15TH ST UNIT 3548, 3548, MANHATTAN BEACH, CA 90266-7344
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2025Correction Deed
NATION TITLE, NATIONA TITLE DFW
Apr 20, 2022Deed of Trust, Mortgage · Construction Mortgage
FIRST UNITED BANK AND TRUST CO INC
Feb 27, 2023Warranty Deed, Subdivision Related Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2023
Deed SaleFeb 27, 2023
Deed Document Number2023-4793
Record UpdatedJun 8, 2026

January 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionGRAYSON TX
Recording DateJan 30, 2025
Property Address406 E MONTEREY ST, DENISON, TX 75021-6658
Document Number0000002607
Instrument DateJan 27, 2025
Instrument2025-2607
Record UpdatedOct 21, 2025
Title CompanyNATION TITLE, NATIONA TITLE DFW

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1420 ROCKY RIDGE DR STE 380, 380, ROSEVILLE, CA 95661-2875

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address406 E MONTEREY ST, DENISON, TX 75021-6658
Transaction TypeMortgage
Record UpdatedNov 6, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 E FLORENCE ST, DENISON, TX 75021-7713

Mortgage

Document Number0000013471
DateApr 20, 2022
Instrument2022-13471
Lender
NameFIRST UNITED BANK AND TRUST CO INC
TypeBank
AddressDENISON, TX 75020
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateFeb 27, 2023
Property Address406 E MONTEREY ST, DENISON, TX 75021-6658
Document Number0000004793
Map ReferenceVOL 246 PG 514
Instrument DateFeb 24, 2023
Instrument2023-4793
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 6, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 E FLORENCE ST, DENISON, TX 75021-7713

Transferred To (Grantee/Buyer)

NameVerified Name
Address1420 ROCKY RIDGE DR STE 380, 380, ROSEVILLE, CA 95661-2875

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$267,676 (+4.97%) Land $34,293 Building $233,383$267,676 (+4.97%) Land $34,293 Building $233,383
2024$6,575.00 (+582.05%)
2023$255,000 Land $44,225 Building $210,775$255,000 Land $44,225 Building $210,775
2022$964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Bluepeak, Nextlink, TekWav.

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