Limestone County property record for 414 Cloverleaf Dr, Athens, AL 35611
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,256 sqft · built 1985 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,600 (Mar 2013) |
| Tax Bill | $756 (2025) |
| Deeds & Mortgages | May 2018 Mortgage May 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1005164002002014 |
| Primary APN | 1005164002002014 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,256 sqft Living Area |
| 1st Floor Area | 2,256 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 11007916 |
|---|---|
| Street Address | 414 CLOVERLEAF DR |
| City | ATHENS |
| State | AL |
| Zip | 35611-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVERLEAF SD #2LOT 17 BLK #SEC 16 3 4N |
| Legal Range | 04W |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Subdivision | CLOVERLEAF # 2 |
| Legal Lot Number | 17 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 20900 |
414 Cloverleaf Dr is owned and occupied by an individual who bought it in March 2013.
Source: Limestone County records, as of March 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| May 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 6, 2005 | Deed of Trust, Mortgage HOMECOMINGS FINANCIAL NETWORK |
| Mar 1, 2013 | Quit Claim Deed, Transfer Quitclaim |
| Mar 1, 2013 | Warranty Deed, Transfer |
| Mar 1, 2013 | Warranty Deed, Transfer REDSTONE FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2013 · Amount on File |
| Deed Sale | Mar 1, 2013 · Amount on File |
| Prior Sale | Mar 1, 2013 · Amount on File |
| Deed Book / Page | 2013 / 14073 |
| Prior Transfer Date | Feb 21, 2013 |
| Prior Transfer Doc | 2013/14077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 414 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2018/28747 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 2018/28747 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 414 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2018/28741 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 2018/28741 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 9, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 414 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2005/53580 |
|---|---|
| Date | Sep 6, 2005 |
| Book Page | 2005/53580 |
| Name | HOMECOMINGS FINANCIAL NETWORK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Mar 1, 2013 |
| Property Address | 414 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Document Number | 2013/14073 |
| Book / Page | 2013 / 14073 |
| Instrument Date | Feb 21, 2013 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 752, ATHENS, AL 35612-0752 |
| Name | Verified Name |
|---|---|
| Relationship | Et Al (and Others) |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Mar 1, 2013 |
| Property Address | 414 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Document Number | 2013/14075 |
| Book / Page | 2013 / 14075 |
| Instrument Date | Feb 10, 2013 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Et Al (and Others) |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Mar 1, 2013 |
| Property Address | 414 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Document Number | 2013/14075 |
| Book / Page | 2013 / 14075 |
| Instrument Date | Feb 10, 2013 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Et Al (and Others) |
| Investor | Possibly a Property Investor |
| Document Number | 2013/14077 |
|---|---|
| Date | Mar 1, 2013 |
| Book Page | 2013/14077 |
| Name | REDSTONE FEDERAL CREDIT UNION |
|---|---|
| Address | 220 WYNN DR HUNTSVILLE AL 35893 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2043 |
The 2025 property tax bill for 414 Cloverleaf Dr was $756 with a homeowner's exemption.
Source: Limestone County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $756.00 Homeowner's exemption | $20,240 (-) | $202,300 (-) Land $9,000 Building $193,300 |
| 2024 | $756.00 (+4.56%) Homeowner's exemption | $20,240 (+4.33%) | $202,300 (+4.33%) Land $9,000 Building $193,300 |
| 2023 | $723.00 (+31.93%) Homeowner's exemption | $19,400 (+28.99%) | $193,900 (+28.92%) Land $8,000 Building $185,900 |
| 2022 | $548.00 Homeowner's exemption | $15,040 | $150,400 Land $8,600 Building $141,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 414 Cloverleaf Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1980–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Cloverleaf Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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