Limestone County property record for 409 Cloverleaf Dr, Athens, AL 35611
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,640 sqft · built 1987 |
| Lot Size | 0.47 acres (20,520 sqft) |
| Owner | Company Name on Record |
| Last Sale | $108,800 (Apr 2017) |
| Tax Bill | $1,312 (2025) |
| Deeds & Mortgages | Apr 2016 Mortgage May 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1005164002002004 |
| Primary APN | 1005164002002004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,520 sqft (0.47 acres) |
| Lot Dimensions | 228 ft deep x 90 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Utility Building | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11007906 |
|---|---|
| Street Address | 409 CLOVERLEAF DR |
| City | ATHENS |
| State | AL |
| Zip | 35611-4423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVERLEAF SD #2 LOT 7 BLK #IN SEC 16 3 4N |
| Legal Range | 04W |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Subdivision | CLOVERLEAF # 2 |
| Legal Block | #I |
| Legal Lot Number | 7 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20900 |
Source: Limestone County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 315 FRANKLIN ST SE, A, HUNTSVILLE, AL 35801-4282 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 20, 2016 | Deed of Trust, Mortgage PROGRESS BANK AND TRUST |
| May 3, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PROGRESS BANK & TRUST |
| Apr 6, 2017 | Warranty Deed, Transfer |
| Apr 20, 2016 | Warranty Deed, Transfer PROGRESS BANK AND TRUST |
| Apr 10, 2008 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2017 · Amount on Record |
| Deed Sale | Apr 6, 2017 · Amount on Record |
| Prior Sale | Apr 20, 2016 |
| Deed Book / Page | 2017 / 18592 |
| Prior Transfer Date | Apr 10, 2008 |
| Prior Transfer Doc | 2008/22681 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 409 CLOVERLEAF DR, ATHENS, AL 35611-4423 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2014/20636 |
|---|---|
| Date | Apr 20, 2016 |
| Book Page | 2014/20636 |
| Name | PROGRESS BANK AND TRUST |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 409 CLOVERLEAF DR, ATHENS, AL 35611-4423 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2017/24168 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 2017/24168 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Apr 6, 2017 |
| Property Address | 409 CLOVERLEAF DR, ATHENS, AL 35611-4423 |
| Document Number | 2017/18592 |
| Book / Page | 2017 / 18592 |
| Instrument Date | Apr 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $14.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3005 L AND N DR SW, HUNTSVILLE, AL 35801-5381 |
| Name | Verified Name |
|---|---|
| Address | 3005 L AND N DR SW, HUNTSVILLE, AL 35801-5381 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Apr 20, 2016 |
| Property Address | 409 CLOVERLEAF DR, ATHENS, AL 35611-4423 |
| Document Number | 2016/20634 |
| Book / Page | 2016 / 20634 |
| Instrument Date | Apr 18, 2016 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.50 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 145, TALBOTTON, GA 31827-0145 |
| Name | Verified Name |
|---|
| Document Number | 2016/20636 |
|---|---|
| Date | Apr 20, 2016 |
| Book Page | 2016/20636 |
| Name | PROGRESS BANK AND TRUST |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Apr 10, 2008 |
| Property Address | 409 CLOVERLEAF DR, ATHENS, AL 35611-4423 |
| Document Number | 2008/22681 |
| Book / Page | 2008 / 22681 |
| Instrument Date | Apr 10, 2008 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Limestone County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,312.00 | $32,820 (-) | $164,100 (-) Land $10,100 Building $154,000 |
| 2024 | $1,312.00 (+4.46%) | $32,820 (+4.52%) | $164,100 (+4.52%) Land $10,100 Building $154,000 |
| 2023 | $1,256.00 (+28.16%) | $31,400 (+28.06%) | $157,000 (+28.06%) Land $9,000 Building $148,000 |
| 2022 | $980.00 | $24,520 | $122,600 Land $9,700 Building $112,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1980–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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