418 Cloverleaf Dr, Athens, AL 35611 Property Records

Limestone County property record for 418 Cloverleaf Dr, Athens, AL 35611

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,616 sqft · built 2007
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2022)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1005164002002012`

Property Details

APN / Parcel Number

Primary APN	`1005164002002012`
Alternative APNs	`11007914` `30411`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,616 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Dimensions	110 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	11007914
Street Address	418 CLOVERLEAF DR
City	ATHENS
State	AL
Zip	35611-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERLEAF SD ADD 2 LOT 19 SEC 16 3 4
Legal Lot Number	19
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	1
Census Block	1047
Census Tract	20900

Owner

418 Cloverleaf Dr is owned by an individual who bought it in June 2022.

Source: Limestone County records, as of February 27, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	359 W ORSO DR, MERIDIAN, ID 83642-7948
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Deed Document Number	0202257202
Deed Book / Page	2022 / 57202
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jun 29, 2022
Property Address	418 CLOVERLEAF DR, ATHENS, AL 35611-4424
Document Number	2022/57202
Book / Page	2022 / 57202
Map Reference	MB D PG 113
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	VALLET TITLE, VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CLOVERLEAF DR, ATHENS, AL 35611-4424

Mortgage

Document Number	202205720420220572
Date	Jun 29, 2022
Instrument	2022/05720420220572

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 418 Cloverleaf Dr was $1,894, down 2.3% from the year before.

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Athens City
County	Limestone County
Unified School District	Athens City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,894.00 (-2.27%)	$47,360 (-2.27%)	$236,800 (-2.27%) Land $16,800 Building $220,000
2024	$1,938.00 (+3.36%)	$48,460 (+3.37%)	$242,300 (+3.37%) Land $16,800 Building $225,500
2023	$1,875.00 (+172.13%)	$46,880 (+152.59%)	$234,400 (+26.36%) Land $15,000 Building $219,400
2022	$689.00 Homeowner's exemption	$18,560	$185,500 Land $16,200 Building $169,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 418 Cloverleaf Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1980–2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Cloverleaf Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Chlorine dioxide resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20