Limestone County property record for 412 Cloverleaf Dr, Athens, AL 35611
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,638 sqft · built 2007 |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Dec 2023) |
| Tax Bill | $841 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Feb 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1005164002002015 |
| Primary APN | 1005164002002015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,638 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 11007917 |
|---|---|
| Street Address | 412 CLOVERLEAF DR |
| City | ATHENS |
| State | AL |
| Zip | 35611-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVERLEAF SD #2 LOT 16 #SEC 16 3 4N |
| Legal Subdivision | CLOVERLEAF # 2 |
| Legal Lot Number | 16 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 20900 |
Source: Limestone County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AHFA |
| Feb 25, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Dec 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Oct 1, 2010 | Deed, Transfer MORTGAGE LENDERS OF AMERICA |
| Jun 8, 2009 | Deed, Transfer SUNTRUST MORTGAGE INC |
| Jul 27, 2007 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on Record |
| Deed Sale | Dec 22, 2023 · Amount on Record |
| Prior Sale | Oct 1, 2010 · Amount on Record |
| Deed Document Number | 0202386448 |
| Deed Book / Page | 2023 / 86448 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 412 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019/70103 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 2019/70103 |
| Name | AHFA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 412 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2022/17924 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 2022/17924 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Dec 22, 2023 |
| Property Address | 412 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Document Number | 2023/86448 |
| Book / Page | 2023 / 86448 |
| Map Reference | MB D PG 113 |
| Instrument Date | Dec 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2538 CALDWELL PARK CT SE, OWENS CROSS ROADS, AL 35763-0139 |
| Name | Verified Name |
|---|---|
| Address | 412 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Document Number | 2023086451 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 2023/086451 |
| Name | MOVEMENT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Oct 1, 2010 |
| Property Address | 412 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Document Number | 2010/51110 |
| Book / Page | 2010 / 51110 |
| Instrument Date | Sep 29, 2010 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2010/51112 |
|---|---|
| Date | Oct 1, 2010 |
| Book Page | 2010/51112 |
| Name | MORTGAGE LENDERS OF AMERICA |
|---|---|
| Address | 8400 W 110TH ST 500 OVERLAND PARK KS 62210 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Jun 8, 2009 |
| Property Address | 412 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Document Number | 2009/35479 |
| Book / Page | 2009 / 35479 |
| Instrument Date | Jun 8, 2009 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2009/35481 |
|---|---|
| Date | Jun 8, 2009 |
| Book Page | 2009/35481 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Term | 361 Months |
|---|---|
| Due | Jul 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Jul 27, 2007 |
| Property Address | 412 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Document Number | 2007/53492 |
| Book / Page | 2007 / 53492 |
| Instrument Date | Jul 26, 2007 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Limestone County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $841.00 Homeowner's exemption | $22,360 (-2.27%) | $223,500 (-2.32%) Land $9,000 Building $214,500 |
| 2024 | Homeowner's exemption Disabled Person's exemption | $22,880 (+3.06%) | $228,800 (+3.11%) Land $9,000 Building $219,800 |
| 2023 | Homeowner's exemption Disabled Person's exemption | $22,200 (+27.73%) | $221,900 (+27.75%) Land $8,000 Building $213,900 |
| 2022 | Homeowner's exemption Disabled Person's exemption | $17,380 | $173,700 Land $8,600 Building $165,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1980–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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