Berrien County property record for 4132 River Rd, Sodus, MI 49126
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,924 sqft · built 1920 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Apr 2020) |
| Tax Bill | $2,501 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-0016-0009-03-0 |
| Primary APN | 19-0016-0009-03-0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,924 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 1,504 sqft |
| Unfinished Basement | 1,504 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 264 ft deep x 127 ft wide |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4132 RIVER RD |
|---|---|
| City | SODUS |
| State | MI |
| Zip | 49126-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A RE |
| Legal Description | SPLIT/COMBINED ON 09/24/2019 FROM 19-0016-0009-00-4, 19-0016-0009-01-2, 19-0016-0006-00-5; COM 130.34' S01DEG13'43W OF NE COR SEC 16 T5S R18W TH S01DEG13'43"W 121.66' TH S88DEG08'05"W 112.15' TH W 67.14' TO MEANDER LINE TH NELY ALONG MEANDER LINE TO |
| Legal Range | 18W |
| Legal Township | 05S |
| Legal Section | 16 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | SODUS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1900 |
4132 River Rd is owned and occupied by an individual who bought it in April 2020.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4132 RIVER RD, SODUS, MI 49126-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2018 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Apr 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Sep 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on File |
| Deed Sale | Apr 16, 2020 · Amount on File |
| Prior Sale | Sep 19, 2019 · Amount on File |
| Deed Book / Page | 3271 / 2873 |
| Prior Transfer Date | Feb 27, 2015 |
| Prior Transfer Doc | 03097/1263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4132 RIVER RD, SODUS, MI 49126-9727 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03220/1303 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 3220/1303 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 12, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 16, 2020 |
| Property Address | 4132 RIVER RD, SODUS, MI 49126-9727 |
| Document Number | 03271/2873 |
| Book / Page | 3271 / 2873 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,269.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4132 RIVER RD, SODUS, MI 49126-9727 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2125 BASS ISLAND PARK DR, EAU CLAIRE, MI 49111-9699 |
| Document Number | 0032712876 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 3271/2876 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 19, 2019 |
| Property Address | 4132 RIVER RD, SODUS, MI 49126-9727 |
| Document Number | 03250/0224 |
| Book / Page | 3250 / 0224 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,107.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84485 68TH ST, WATERVLIET, MI 49098-9450 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4132 RIVER RD, SODUS, MI 49126-9727 |
| Document Number | 0003250226 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 3250/226 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 4132 River Rd was $2,501 with a homeowner's exemption, up 2.4% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Sodus Township |
| Elementary School District | Sodus Township School District 5 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,000 (-5.58%) | $230,000 (-5.58%) | |
| 2025 | $2,501.00 (+2.42%) Homeowner's exemption | $121,800 | $243,600 |
| 2024 | $2,442.00 | ||
| 2023 | $106,300 | $212,600 | |
| 2022 | $2,194.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4132 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4132 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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