4123 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4123 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 935 sqft · built 1923
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Nov 2021)
Tax Bill	$2,864 (2026)
Deeds & Mortgages	Nov 2021 Sale Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2030-02080`

Property Details

APN / Parcel Number

Primary APN	`010-2030-02080`
Alternative APN	`1120638`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	935 sqft Gross Area
1st Floor Area	748 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	4,400 sqft (0.101 acres)
Garage Area	480 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	77 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1120638
Street Address	4123 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 16 2/3 FT OF LOT 10 AND W 16 2/3 FT OFLOT 11 SERIAL #
Legal Subdivision	HALLS ADDITION TO ONEOTA
Legal Block	11
Legal Lot Number	10-11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3001
Census Tract	15800

Owner

4123 W 7th St is owned by an individual who bought it in November 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	415 88TH AVE W, DULUTH, MN 55808-1206
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Warranty Deed, Transfer NOT AVAILABLE, PIONEER TITLE TWIN PORTS
Jun 22, 2021	Warranty Deed, Transfer · Commercial Mortgage NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Prior Sale	Jun 22, 2021 · Amount on File
Deed Document Number	20211429661
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 9, 2021
Property Address	4123 W 7TH ST, DULUTH, MN 55807-1527
Document Number	0001429661
Instrument Date	Nov 4, 2021
Instrument	1429661
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount on Record
Tax	$491.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 88TH AVE W, DULUTH, MN 55808-1206

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2021
Property Address	4123 W 7TH ST, DULUTH, MN 55807-1527
Document Number	0001417188
Instrument Date	Jun 18, 2021
Instrument	1417188
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 HUGHITT AVE, SUPERIOR, WI 54880-2710

Mortgage

Document Number	0001417189
Date	Jun 22, 2021
Instrument	1417189

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4123 W 7th St was $2,864, up 0.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,864.00 (+0.92%)
2025	$2,838.00 (+5.42%)	$183,100 (+7.77%) Land $11,300 Building $171,800	$183,100 (+7.77%) Land $11,300 Building $171,800
2024	$2,692.00	$169,900 Land $12,100 Building $157,800	$169,900 Land $12,100 Building $157,800
2022		$136,300 Land $11,200 Building $125,100	$136,300 Land $11,200 Building $125,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4123 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4123 W 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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