413 W Summit St, Delphi, IN 46923 Property Records

Carroll County property record for 413 W Summit St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1932
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$324,719 (Nov 2025)
Tax Bill	$1,599 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-025-028.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-025-028.000-007`
Alternative APNs	`01241696750` `0172502800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,746 sqft
Basement Area	238 sqft
Unfinished Basement	238 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01241696750
Street Address	413 W SUMMIT ST
City	DELPHI
State	IN
Zip	46923-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-25028-00 PT W2 SW4 29-25-2 .23 AC
Legal Subdivision	GEO GILLIFORDS SUBDIVISION
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3021
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 W SUMMIT ST, DELPHI, IN 46923-1633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OLD NATIONAL BANK
Nov 7, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OLD NATIONAL BANK
Feb 24, 2025	Deed, Transfer
Nov 16, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Feb 24, 2025
Deed Document Number	20253143
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	2021004258
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Nov 7, 2025
Property Address	413 W SUMMIT ST, DELPHI, IN 46923-1633
Document Number	2025003143
Instrument Date	Nov 7, 2025
Instrument	2025003143
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2026
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 W SUMMIT ST, DELPHI, IN 46923-1633

Mortgage

Document Number	2025003144
Date	Nov 7, 2025
Instrument	2025003144

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Nov 7, 2025
Property Address	413 W SUMMIT ST, DELPHI, IN 46923-1633
Document Number	2025003143
Instrument Date	Nov 7, 2025
Instrument	2025003143
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2025
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 W SUMMIT ST, DELPHI, IN 46923-1633

Mortgage

Document Number	2025003144
Date	Nov 7, 2025
Instrument	2025003144

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL IN
Recording Date	Feb 24, 2025
Property Address	413 W SUMMIT ST, DELPHI, IN 46923-1633
Document Number	2025000468
Instrument Date	Feb 19, 2025
Instrument	2025000468
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1574 QUAIL GLEN CT, CARMEL, IN 46032-3453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3821 DUSTY SANDS RD, WHITESTOWN, IN 46075-9794

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARROLL IN
Recording Date	Nov 16, 2021
Property Address	413 W SUMMIT ST, DELPHI, IN 46923-1633
Document Number	2021004258
Instrument Date	Nov 15, 2021
Instrument	2021004258
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 W SUMMIT ST, DELPHI, IN 46923-1632

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,599.00 (+12.53%)	$79,200 (+11.55%) Land $14,500 Building $64,700	$79,200 (+11.55%) Land $14,500 Building $64,700
2024	$1,421.00 (-14.76%)	$71,000 (+13.96%) Land $14,500 Building $56,500	$71,000 (+13.96%) Land $14,500 Building $56,500
2023		$62,300 (+9.88%) Land $14,500 Building $47,800	$62,300 (+9.88%) Land $14,500 Building $47,800
2022	$1,667.00	$56,700 Land $13,200 Building $43,500	$56,700 Land $13,200 Building $43,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Cable One Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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