339 W Summit St, Delphi, IN 46923 Property Records

Carroll County property record for 339 W Summit St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,752 sqft · built 1932
Lot Size	0.295 acres (12,850 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Dec 2019)
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-025-030.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-025-030.000-007`
Alternative APNs	`01392747378` `0172503000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	2,080 sqft
Basement Area	328 sqft
Unfinished Basement	328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,850 sqft (0.295 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01392747378
Street Address	339 W SUMMIT ST
City	DELPHI
State	IN
Zip	46923-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-25030-00 DELPHI S PT LOT 9 29-25-2 .295 AC
Legal Subdivision	DELPHI
Legal Lot Number	9
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3021
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	339 W SUMMIT ST, DELPHI, IN 46923-1631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Dec 26, 2019	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Aug 22, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	20193851
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	339 W SUMMIT ST, DELPHI, IN 46923-1631
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 W SUMMIT ST, DELPHI, IN 46923-1631

Mortgage

Document Number	2025002707
Date	Sep 26, 2025
Instrument	2025002707

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	339 W SUMMIT ST, DELPHI, IN 46923-1631
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 W SUMMIT ST, DELPHI, IN 46923-1631

Mortgage

Document Number	2022000280
Date	Jan 24, 2022
Instrument	2022000280

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	339 W SUMMIT ST, DELPHI, IN 46923-1631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	METROPOLITAN TITLE OF IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003879
Date	Nov 19, 2020
Instrument	2020003879

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Dec 26, 2019
Property Address	339 W SUMMIT ST, DELPHI, IN 46923-1631
Document Number	2019003851
Instrument Date	Dec 20, 2019
Instrument	2019003851
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 W SUMMIT ST, DELPHI, IN 46923-1631

Mortgage

Document Number	2019003852
Date	Dec 26, 2019
Instrument	2019003852

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Aug 22, 2017
Property Address	339 W SUMMIT ST, DELPHI, IN 46923-1631
Document Number	2017002632
Instrument Date	Aug 22, 2017
Instrument	2017002632
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 W SUMMIT ST, DELPHI, IN 46923-1633

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,034.00 (+2.27%) Homeowner's exemption	$130,500 (+28.7%) Land $16,500 Building $114,000	$130,500 (+28.7%) Land $16,500 Building $114,000
2024	$1,011.00 (+40.03%)
2023		$101,400 (+10.94%) Land $16,500 Building $84,900	$101,400 (+10.94%) Land $16,500 Building $84,900
2022	$722.00	$91,400 Land $15,000 Building $76,400	$91,400 Land $15,000 Building $76,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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