404 W Summit St, Delphi, IN 46923 Property Records

Carroll County property record for 404 W Summit St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 768 sqft · built 1948
Lot Size	0.309 acres (13,460 sqft)
Owner	Company Name on Record
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-031-028.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-031-028.000-007`
Alternative APNs	`00329405814` `0173102800`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Game Room	Game Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Roof Material	Asphalt
Lot Area	13,460 sqft (0.309 acres)
Lot Dimensions	172 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00329405814
Street Address	404 W SUMMIT ST
City	DELPHI
State	IN
Zip	46923-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-31028-00 SOUTH DELPHI OP E PT LOT 30
Legal Subdivision	SOUTH DELPHI
Legal Lot Number	30
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3047
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	824 S WASHINGTON ST, DELPHI, IN 46923-1747
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOGANSPORT SAVINGS BANK
Dec 30, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 17, 2020	Warranty Deed, Transfer
Feb 8, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022
Deed Sale	Dec 30, 2022
Prior Sale	Jun 17, 2020
Deed Document Number	20223894
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	404 W SUMMIT ST, DELPHI, IN 46923-1632
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 S WASHINGTON ST, DELPHI, IN 46923-1747

Mortgage

Document Number	2023003143
Date	Nov 20, 2023
Instrument	2023003143

Lender

Name	LOGANSPORT SAVINGS BANK
Type	Bank
Address	LOGANSPORT, IN 46947

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 18, 2024

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL IN
Recording Date	Dec 30, 2022
Property Address	404 W SUMMIT ST, DELPHI, IN 46923-1632
Document Number	2022003894
Instrument Date	Dec 30, 2022
Instrument	2022003894
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 E 884 N # 5, 5, DELPHI, IN 46923-8250

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Jun 17, 2020
Property Address	404 W SUMMIT ST, DELPHI, IN 46923-1632
Document Number	2020001804
Instrument Date	Jun 11, 2020
Instrument	2020001804
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3781 W 200 N, DELPHI, IN 46923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 S WASHNATON ST, DELPHI, IN 46923

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Feb 8, 2017
Property Address	404 W SUMMIT ST, DELPHI, IN 46923-1632
Document Number	2017000528
Instrument Date	Feb 6, 2017
Instrument	2017000528
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 W 200 N, DELPHI, IN 46923-8959

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,026.00 (+12.81%)	$99,200 (+24.78%) Land $23,400 Building $75,800	$99,200 (+24.78%) Land $23,400 Building $75,800
2024	$1,796.00 (+19.73%)
2023		$79,500 (+9.5%) Land $23,400 Building $56,100	$79,500 (+9.5%) Land $23,400 Building $56,100
2022	$1,500.00	$72,600 Land $21,300 Building $51,300	$72,600 Land $21,300 Building $51,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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