502 W Summit St, Delphi, IN 46923 Property Records

Carroll County property record for 502 W Summit St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1938
Lot Size	0.189 acres (8,232 sqft)
Owner	Individual Name on Record
Last Sale	$228,383 (Apr 2025)
Tax Bill	$147 (2025)
Deeds & Mortgages	Feb 2006 Mortgage Apr 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-030-008.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-030-008.000-007`
Alternative APNs	`01815459069` `0173000800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,232 sqft (0.189 acres)
Lot Dimensions	137 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01815459069
Street Address	502 W SUMMIT ST
City	DELPHI
State	IN
Zip	46923-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-30008-00 S DELPHI GILLFORD ADD LOT 1 BLK 2
Legal Subdivision	S DELPHI GILLFORD ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3019
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 W SUMMIT ST, DELPHI, IN 46923-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2006	Deed of Trust, Mortgage · ARM THE LENDING GROUP INC
Apr 10, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 2, 2022	Quit Claim Deed, Transfer Quitclaim
May 19, 2022	Quit Claim Deed, Transfer Quitclaim
May 19, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2025 · Amount on Record
Deed Sale	Apr 10, 2025 · Amount on Record
Prior Sale	Jun 2, 2022 · Amount on Record
Deed Document Number	2025972
Record Updated	Sep 20, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	502 W SUMMIT ST, DELPHI, IN 46923-1634
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00056/1617
Date	Feb 7, 2006
Book Page	56/1617
Instrument	200600000623

Lender

Name	THE LENDING GROUP INC
Type	Subprime Lender
Address	JACKSONVILLE, FL 32224

Agreement

Type	ARM
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2046
Prepayment Penalty	36 Months

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Feb 1, 2009
Change Frequency	6 Months
Min Rate At Change	8.25%
Max Rate At Change	11.2%
Index	6-Month LIBOR
Max Rate	15.2%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Apr 10, 2025
Property Address	502 W SUMMIT ST, DELPHI, IN 46923-1634
Document Number	2025000972
Instrument Date	Apr 10, 2025
Instrument	2025000972
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 W SUMMIT ST, DELPHI, IN 46923-1634

Mortgage

Document Number	2025000973
Date	Apr 10, 2025
Instrument	2025000973

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL IN
Recording Date	Jun 2, 2022
Property Address	502 W SUMMIT ST, DELPHI, IN 46923-1634
Document Number	2022001814
Instrument Date	Jun 2, 2022
Instrument	2022001814
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 354, CONNERSVILLE, IN 47331-0354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 281, REMINGTON, IN 47977-0281

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL IN
Recording Date	May 19, 2022
Property Address	502 W SUMMIT ST, DELPHI, IN 46923-1634
Document Number	2022001672
Instrument Date	May 19, 2022
Instrument	2022001672
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 354, CONNERSVILLE, IN 47331-0354

May 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CARROLL IN
Recording Date	May 19, 2022
Property Address	502 W SUMMIT ST, DELPHI, IN 46923-1634
Document Number	2022001671
Instrument Date	Jan 28, 2022
Instrument	2022001671
Transaction Type	Foreclosure
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 354, CONNERSVILLE, IN 47331-0354

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$147.00 (-80.68%)	$43,800 (+19.35%) Land $16,600 Building $27,200	$43,800 (+19.35%) Land $16,600 Building $27,200
2024	$761.00 (+5.55%)
2023		$36,700 (+5.46%) Land $16,600 Building $20,100	$36,700 (+5.46%) Land $16,600 Building $20,100
2022	$721.00	$34,800 Land $15,100 Building $19,700	$34,800 Land $15,100 Building $19,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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