413 Spring St, Clermont, IA 52135 Property Records

Fayette County property record for 413 Spring St, Clermont, IA 52135

Property Summary

Property TypeSingle Family Home
Details3 bd · 6 ba · 1,953 sqft · built 2011
Lot Size0.363 acres (15,840 sqft)
OwnerIndividual Name on Record
Last Sale$16,500 (Aug 2007)
Tax Bill$4,094 (2024)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN0434409007

Property Details

APN / Parcel Number

Primary APN0434409007

Interior

Bedrooms3 Beds
Full Baths6 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,953 sqft Living Area
Basement Area1,953 sqft
Game RoomGame Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,840 sqft (0.363 acres)
Lot Dimensions120 ft deep x 132 ft wide
Garage TypeAttached
Garage Area605 sqft
Parking Spaces2 Parking Spaces
Deck Area291 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address413 SPRING ST
CityCLERMONT
StateIA
Zip52135-8669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 13,14,15,16,17& 18, BLK 10, CLERMONT
Legal Block10
Legal Lot Number13-18
JurisdictionFAYETTE IA
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2068
Census Tract80600

Owner

Source: Fayette County records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address415 SPRING ST, CLERMONT, IA 52135-8669
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2007 · Amount on Record
Deed SaleAug 15, 2007 · Amount on Record
Deed Document Number0020072541
Deed Book / Page2007 / 2541
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address413 SPRING ST, CLERMONT, IA 52135-8669
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 SPRING ST, CLERMONT, IA 52135-8669

Mortgage

Document Number02023/2275
DateAug 31, 2023
Book Page2023/2275
Instrument2023 2275
Lender
NameBANK 1ST
TypeBank
AddressWEST UNION, IA 52175
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityClermont City
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$286,810 (+13.43%) Land $16,330 Building $270,480$286,810 (+13.43%) Land $16,330 Building $270,480
2024$4,094.00 (+11.13%)
2023$252,850 (+24.04%) Land $16,330 Building $236,520$252,850 (+24.04%) Land $16,330 Building $236,520
2022$3,684.00$203,850 Land $13,600 Building $190,250
2021$203,850 Land $13,600 Building $190,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1993–2021)
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT WATER SUPPLY
serves 586 people · EPA ID IA3317047
Water SourceGroundwater
Last State InspectionMar 2024
Lead7 ppb (2023)
action level 15 ppb
Copper1.37 mg/L (2018–2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Acentek
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring St

Nearby Streets

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