317 Spring St, Clermont, IA 52135 Property Records

Fayette County property record for 317 Spring St, Clermont, IA 52135

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,973 sqft · built 1992
Lot Size	0.242 acres (10,560 sqft)
Owner	2 Individual Names on File
Last Sale	$97,000 (Oct 2009)
Tax Bill	$3,560 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0434411007`

Property Details

APN / Parcel Number

Primary APN	`0434411007`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,973 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,909 sqft
Finished Basement	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,560 sqft (0.242 acres)
Lot Dimensions	120 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	256 sqft
Patio Area	504 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	317 SPRING ST
City	CLERMONT
State	IA
Zip	52135-8671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 21 TO 24 BLK 11 CLERMONT
Legal Subdivision	CLERMONT
Legal Block	11
Legal Lot Number	21
Jurisdiction	FAYETTE IA
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2068
Census Tract	80600

Owner

317 Spring St is owned and occupied by two individuals who bought it in October 2009.

Source: Fayette County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 165, CLERMONT, IA 52135-0165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2009 · Amount on File
Deed Sale	Oct 30, 2009 · Amount on File
Deed Document Number	20093292
Deed Book / Page	2009 / 3292
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	317 SPRING ST, CLERMONT, IA 52135-8671
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/4409
Date	Dec 10, 2021
Book Page	2021/4409
Instrument	2021-4409

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	317 SPRING ST, CLERMONT, IA 52135-8671
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/1515
Date	Apr 28, 2021
Book Page	2021/1515
Instrument	2021-1515

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Feb 1, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 317 Spring St was $3,560 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Clermont City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,560.00	$249,470 (-) Land $12,800 Building $236,670	$249,470 (-) Land $12,800 Building $236,670
2025	$3,560.00 (+5.45%) Homeowner's exemption	$249,470 Land $12,800 Building $236,670	$249,470 Land $12,800 Building $236,670
2024	$3,376.00
2023		$218,750 (+25.25%) Land $12,800 Building $205,950	$218,750 Land $12,800 Building $205,950
2022	$2,996.00 Homeowner's exemption	$174,650 Land $10,670 Building $163,980
2021			$174,650 Land $10,670 Building $163,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1993–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT WATER SUPPLY serves 586 people · EPA ID IA3317047
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	7 ppb (2023) action level 15 ppb
Copper	1.37 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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