314 Spring St, Clermont, IA 52135 Property Records

Fayette County property record for 314 Spring St, Clermont, IA 52135

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,188 sqft · built 2007
Lot Size0.364 acres (15,840 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Oct 2018)
Tax Bill$2,398 (2025)
Deeds & MortgagesNov 2019 Refinance
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0434408006

Property Details

APN / Parcel Number

Primary APN0434408006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area1,188 sqft
Basement Area1,188 sqft
Unfinished Basement1,188 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,840 sqft (0.364 acres)
Lot Dimensions120 ft deep x 132 ft wide
Garage TypeMixed
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces
Deck Area270 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address314 SPRING ST
CityCLERMONT
StateIA
Zip52135-8671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 3 TO 8 BLK 12 CLERMONT
Legal Block12
Legal Lot Number3
JurisdictionFAYETTE IA
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2071
Census Tract80600

Owner

Source: Fayette County records · APN 0434408006

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address314 SPRING ST, CLERMONT, IA 52135-8671
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
KERDNT BROTHERS BANK
Oct 15, 2018Deed of Trust, Mortgage
KERDNT BROTHERS BANK
Oct 15, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2018 · Amount on Record
Deed SaleOct 15, 2018 · Amount on Record
Deed Document Number20182934
Deed Book / Page2018 / 2934
Prior Transfer DateOct 19, 2017
Prior Transfer Doc2018/2934
Record UpdatedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address314 SPRING ST, CLERMONT, IA 52135-8671
Transaction TypeMortgage
Record UpdatedApr 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/3452
DateNov 27, 2019
Book Page2019/3452
Instrument3452
Lender
NameKERDNT BROTHERS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueDec 01, 2029

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address314 SPRING ST, CLERMONT, IA 52135-8671
Transaction TypeMortgage
Record UpdatedApr 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000002935
DateOct 15, 2018
Book Page0000002018/0000002935
Instrument000000002935
Lender
NameKERDNT BROTHERS BANK
Agreement
AmountAmount Recorded
Term75 Months
DueJan 01, 2025

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE IA
Recording DateOct 15, 2018
Property Address314 SPRING ST, CLERMONT, IA 52135-8671
Document Number2018/2934
Book / Page2018 / 2934
Instrument DateOct 19, 2017
Instrument000000002934
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 SPRING ST, CLERMONT, IA 52135-8671

Tax Assessment & Valuation

Source: Fayette County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityClermont City
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,398.00 Homeowner's exemption$178,430 (+12.63%) Land $17,290 Building $161,140$178,430 (+12.63%) Land $17,290 Building $161,140
2024$2,398.00 (+11.85%)
2023$158,420 (+24.2%) Land $17,290 Building $141,130$158,420 (+24.2%) Land $17,290 Building $141,130
2022$2,144.00 Homeowner's exemption$127,550 Land $14,400 Building $113,150
2021$127,550 Land $14,400 Building $113,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fayette County (19065C), as of March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190650806002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1993–2021)
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ace Telephone Association
Fiber
1,000 / 1,000
LTD Broadband
Fixed Wireless
150 / 130

Based on FCC filings for 196 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA3317047, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCLERMONT WATER SUPPLY
serves 586 people
Water SourceGroundwater
Last State InspectionMar 2024
Lead7 ppb (2023)
action level 15 ppb
Copper1.37 mg/L (2018–2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Spring St

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