413 Mill Stone Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 413 Mill Stone Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,406 sqft · built 1990
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$699,900 (Mar 2019)
Tax Bill	$10,060 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2019 Sale & Mortgage
APN	`0742001000050`

Property Details

APN / Parcel Number

Primary APN	`0742001000050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,406 sqft Living Area
1st Floor Area	1,963 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	630 ft deep x 207 ft wide
Garage Type	Attached
Garage Area	824 sqft

Exterior Amenities

Porch	Slab
Porch Area	404 sqft
Patio Area	769 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	413 MILL STONE RD
City	CHESAPEAKE
State	VA
Zip	23322-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	59 WOODARDS MILL SEC 5 PH ONE PT ONE 3.00 AC
Legal Subdivision	WOODARDS MILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21009

Owner

413 Mill Stone Rd is owned and occupied by two individuals who bought it in March 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 MILL STONE RD, CHESAPEAKE, VA 23322-4354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on File
Deed Sale	Mar 4, 2019 · Amount on File
Deed Document Number	20194837
Deed Book / Page	9991 / 1464
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	413 MILL STONE RD, CHESAPEAKE, VA 23322-4354
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010341/916
Date	Mar 29, 2021
Book Page	10341/916
Instrument	210014529

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 4, 2019
Property Address	413 MILL STONE RD, CHESAPEAKE, VA 23322-4354
Document Number	9991/1464
Book / Page	9991 / 1464
Instrument Date	Feb 22, 2019
Instrument	190004837
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MILL STONE RD, CHESAPEAKE, VA 23322-4354

Mortgage

Document Number	190004838
Date	Mar 4, 2019
Instrument	190004838

Lender

Name	SUNTRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 413 Mill Stone Rd was $10,060.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,035,700 (+3.99%) Land $280,000 Building $755,700	$1,035,700 (+3.99%) Land $280,000 Building $755,700
2025	$10,060.00	$996,000 Land $250,000 Building $746,000	$996,000 Land $250,000 Building $746,000
2023		$817,900 (+4.28%) Land $210,000 Building $607,900	$817,900 (+4.28%) Land $210,000 Building $607,900
2022		$784,300 Land $195,000 Building $589,300	$784,300 Land $195,000 Building $589,300
2019	$7,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 413 Mill Stone Rd; there have been 10 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Mill Stone Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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