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421 Mill Stone Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 421 Mill Stone Rd, Chesapeake, VA 23322 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,731 sqft · built 1985
Lot Size3.02 acres (131,813 sqft)
Owner2 Individual Names on File
Last Sale$840,000 (Dec 2006)
Tax Bill$12,063 (2025)
Deeds & MortgagesOct 2012 Mortgage
Dec 2006 Sale & Mortgage
APN0742001000130

Property Details

APN / Parcel Number

Primary APN0742001000130

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area4,731 sqft Living Area
1st Floor Area1,480 sqft
Upper Floors Area1,857 sqft
Basement Area336 sqft
Unfinished Basement336 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeBrick
Roof TypeHip
Roof MaterialTile
Lot Area131,813 sqft (3.02 acres)
Lot Dimensions630 ft deep x 828 ft wide
Garage TypeDetached
Garage Area1,248 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Porch Area442 sqft
Patio Area1,248 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 MILL STONE RD
CityCHESAPEAKE
StateVA
Zip23322-4339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description41 WOODARDS MILL SEC 5 PH 1 PT 2 3.026 AC
Legal SubdivisionWOODARDS MILL
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1010
Census Tract21009

Owner

Source: Chesapeake City records · APN 0742001000130

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address421 MILL STONE RD, CHESAPEAKE, VA 23322-4339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2012Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BANKING & TRUST CO
Dec 08, 2006Warranty Deed, Transfer · Conventional Mortgage
WACHOVIA MTG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2006 · Amount on Record
Deed SaleDec 08, 2006 · Amount on Record
Deed Book / Page6867 / 176
Record UpdatedSep 20, 2026

October 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address421 MILL STONE RD, CHESAPEAKE, VA 23322-4339
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008844/764
DateOct 11, 2012
Book Page8844/764
Lender
NameBRANCH BANKING & TRUST CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2027
Interest
Rate TypeFixed Rate
Rate3.25%

December 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 08, 2006
Property Address421 MILL STONE RD, CHESAPEAKE, VA 23322-4339
Document Number006867/176
Book / Page6867 / 176
Instrument DateDec 04, 2006
Transaction TypeTransfer
Record UpdatedMay 08, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006867180
DateDec 08, 2006
Instrument6867/180
Lender
NameWACHOVIA MTG CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,063.00 (+44.78%)$1,194,400 (+22%) Land $250,000 Building $944,400$1,194,400 (+22%) Land $250,000 Building $944,400
2023$979,000 (+5.02%) Land $210,000 Building $769,000$979,000 (+5.02%) Land $210,000 Building $769,000
2022$932,200 Land $195,000 Building $737,200$932,200 Land $195,000 Building $737,200
2019$8,332.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1999–2025)
Claims Outside the SFHA10 of 10
Most Recent ClaimMay 2025, rainfall accumulation
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 66% of Virginia
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

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