420 Mill Stone Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 420 Mill Stone Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,207 sqft · built 1990
Lot Size	3.03 acres (132,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Jun 2021)
Tax Bill	$16,374 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Sale
APN	`0742001000070`

Property Details

APN / Parcel Number

Primary APN	`0742001000070`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,207 sqft Living Area
1st Floor Area	2,061 sqft
Upper Floors Area	2,085 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	132,074 sqft (3.03 acres)
Lot Dimensions	606 ft deep x 223 ft wide
Garage Type	Attached
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	311 sqft
Deck Area	Deck Area
Patio Area	576 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	420 MILL STONE RD
City	CHESAPEAKE
State	VA
Zip	23322-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	15 WOODARDS MILL SEC 5 PH 1 PT 2 3.032 AC
Legal Subdivision	WOODARDS MILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 MILL STONE RD, CHESAPEAKE, VA 23322-4317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Dec 17, 2002 · Amount on Record
Deed Document Number	202128220
Deed Book / Page	10394 / 509
Last Transfer Date	May 31, 2024
Transfer Doc	010754/447
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	420 MILL STONE RD, CHESAPEAKE, VA 23322-4317
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010420/796
Date	Aug 4, 2021
Book Page	10420/796
Instrument	210035432

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 22, 2021
Property Address	420 MILL STONE RD, CHESAPEAKE, VA 23322-4317
Document Number	10394/509
Book / Page	10394 / 509
Instrument Date	Jun 15, 2021
Instrument	210028220
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MILL STONE RD, CHESAPEAKE, VA 23322-4317

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,678,200 (+3.52%) Land $280,000 Building $1,398,200	$1,678,200 (+3.52%) Land $280,000 Building $1,398,200
2025	$16,374.00 (+7.88%)	$1,621,200 (+21.02%) Land $250,000 Building $1,371,200	$1,621,200 (+21.02%) Land $250,000 Building $1,371,200
2024	$15,178.00 (+69.59%)
2023		$1,339,600 (+5.34%) Land $210,000 Building $1,129,600	$1,339,600 (+5.34%) Land $210,000 Building $1,129,600
2022		$1,271,700 Land $195,000 Building $1,076,700	$1,271,700 Land $195,000 Building $1,076,700
2019	$8,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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