400 Mill Stone Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 400 Mill Stone Rd, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 4 ba · 1,344 sqft · built 2001
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Nov 2019)
Tax Bill	$7,508 (2023)
Deeds & Mortgages	Nov 2019 Line of Credit Nov 2019 Sale & Mortgage
APN	`0731008000011`

Property Details

APN / Parcel Number

Primary APN	`0731008000011`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,344 sqft Total Area
1st Floor Area	1,260 sqft
Upper Floors Area	1,260 sqft
Attic	Attic
Attic Area	599 sqft
Flooring	Combination, Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	672 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	1,056 sqft
Porch	Open Porch
Porch Area	360 sqft
Patio Area	831 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 MILL STONE RD
City	CHESAPEAKE
State	VA
Zip	23322-4355
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	A1: AGRICU
Legal Description	PT PAR C WOODARDS MILL SEC 3 3.00 AC
Legal Subdivision	WOODARDS MILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2005
Census Tract	21009

Owner

400 Mill Stone Rd is owned by two individuals who bought it in November 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 MILL STONE RD, CHESAPEAKE, VA 23322-4355
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Deed Document Number	201932259
Deed Book / Page	10082 / 476
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	400 MILL STONE RD, CHESAPEAKE, VA 23322-4355
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010082/491
Date	Nov 21, 2019
Book Page	10082/491
Instrument	190032261

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 21, 2019
Property Address	400 MILL STONE RD, CHESAPEAKE, VA 23322-4355
Document Number	10082/476
Book / Page	10082 / 476
Instrument Date	Nov 5, 2019
Instrument	190032259
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MILL STONE RD, CHESAPEAKE, VA 23322-4355

Mortgage

Document Number	190032260
Date	Nov 21, 2019
Instrument	190032260

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$943,900 Land $280,000 Building $663,900	$943,900 Land $280,000 Building $663,900
2023	$7,508.00	$743,400 (+6%) Land $210,000 Building $533,400	$743,400 (+6%) Land $210,000 Building $533,400
2022		$701,300 Land $195,000 Building $506,300	$701,300 Land $195,000 Building $506,300
2019	$6,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 400 Mill Stone Rd; there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Mill Stone Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 70% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Stone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures