408 James Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 408 James Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,487 sqft · built 1955
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Apr 2022)
Tax Bill$3,033 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Nov 2021 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-40-12-052.00

Property Details

APN / Parcel Number

Primary APN003-40-12-052.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,487 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions210 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address408 JAMES AVE
CityERLANGER
StateKY
Zip41018-1635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCALPIN ANNEX 2ND LOT 51
Legal SubdivisionMCALPINS
Legal Phase2
Legal Lot Number51
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2009
Census Tract64300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address408 JAMES AVE, ERLANGER, KY 41018-1635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Warranty Deed, Transfer · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Nov 17, 2021Commissioner's Deed, Foreclosure
Nov 5, 2018Warranty Deed, Transfer · FHA Mortgage
PACIFIC UNION FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2022 · Amount on Record
Deed SaleApr 14, 2022 · Amount on Record
Prior SaleNov 17, 2021 · Amount on Record
Deed Document Number2022140
Deed Book / Page159 / 700
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 14, 2022
Property Address408 JAMES AVE, ERLANGER, KY 41018-1635
Document Number0005900140
Book / Page159 / 700
Map ReferencePL 570
Instrument DateApr 14, 2022
Instrument22041405900140
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title CompanyTHIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10823 OMAHA TRCE, UNION, KY 41091-9080

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 JAMES AVE, ERLANGER, KY 41018-1635

Mortgage

Document Number0005900141
DateApr 14, 2022
Instrument22041405900141
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

November 2021: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionKENTON KY
Recording DateNov 17, 2021
Property Address408 JAMES AVE, ERLANGER, KY 41018-1635
Document Number0005900235
Book / Page131 / 776
Map ReferencePL 570
Instrument DateNov 1, 2021
Instrument21111705900235
Transaction TypeForeclosure
Record UpdatedJan 5, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address230 MADISON AVE # AVE8TH, AVE8TH, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

NameVerified Name
Address10823 OMAHA TRCE, UNION, KY 41091-9080

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 5, 2018
Property Address408 JAMES AVE, ERLANGER, KY 41018-1635
Document Number0000000129
Book / Page0C6538 / 000250
Instrument DateOct 19, 2018
Instrument129
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyCOSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 JAMES AVE ERLANGER KY 410181635, ERLANGER, KY 41018-1635

Mortgage

Document Number130
DateNov 5, 2018
Book Page0C6538/000253
Instrument130
Lender
NamePACIFIC UNION FIN'L
TypeFunding / Finance Company
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 4, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,000 (-) Land $25,000 Building $205,000$230,000 (-) Land $25,000 Building $205,000
2025$3,033.00 (+1.54%)$230,000 (-) Land $25,000 Building $205,000$230,000 (-) Land $25,000 Building $205,000
2023$2,987.00$230,000 Land $25,000 Building $205,000$230,000 Land $25,000 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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