Decatur County property record for 413 E Main St, Lamoni, IA 50140
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3,648 sqft · built 1964 |
| Lot Size | 0.492 acres (21,439 sqft) |
| Owner | Company Name on Record |
| Last Sale | $365,000 (Apr 2024) |
| Tax Bill | $3,432 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1311201002 |
| Primary APN | 1311201002 |
|---|
| Building Area | 3,648 sqft Building Perimeter |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 21,439 sqft (0.492 acres) |
| Street Address | 413 E MAIN ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1214 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | FERGUSONS 1ST E 111 LOT 9 N 10 OF E 111 LOT 8 & COM. 114 S & 10 E OF NW COR LOT 1, THENCE S 71 W 10 N 71 |
| Legal Subdivision | FERGUSONS 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-2,8-9 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 960200 |
Source: Decatur County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 218 E MAIN ST, LAMONI, IA 50140-1244 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK OF NORTHERN MISSOURI |
| Aug 4, 2022 | Warranty Deed, Transfer |
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Prior Sale | Aug 4, 2022 · Amount on Record |
| Deed Document Number | 2024474 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 413 E MAIN ST, LAMONI, IA 50140-1214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22208 E US HIGHWAY 136, BETHANY, MO 64424-9103 |
| Document Number | 0020231063 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023-1063 |
| Name | FARMERS BANK OF NORTHERN MISSOURI |
|---|---|
| Type | Bank |
| Address | GALLATIN, MO 64640 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR IA |
| Recording Date | Aug 4, 2022 |
| Property Address | 413 E MAIN ST, LAMONI, IA 50140-1214 |
| Document Number | 0020221262 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022-1262 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $549.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22288 E US HIGHWAY 136, BETHANY, MO 64424-9103 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 413 E MAIN ST, LAMONI, IA 50140-1214 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020220340 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 2022-0340 |
| Name | AMERICAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Decatur County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $188,997 (+30.02%) Land $13,247 Building $175,750 | $188,997 (+30.02%) Land $13,247 Building $175,750 | |
| 2024 | $3,432.00 (-10.72%) | ||
| 2023 | $145,359 (+22%) Land $10,472 Building $134,887 | $145,359 (+22%) Land $10,472 Building $134,887 | |
| 2022 | $119,147 Land $8,584 Building $110,563 | ||
| 2021 | $3,844.00 | $119,147 Land $8,584 Building $110,563 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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