405 E Main St, Lamoni, IA 50140 Property Records

Decatur County property record for 405 E Main St, Lamoni, IA 50140

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,142 sqft · built 1884
Lot Size0.443 acres (19,320 sqft)
OwnerCompany Name on Record
Last Sale$3,000 (Dec 2019)
Tax Bill$1,176 (2024)
Deeds & MortgagesDec 2019 Sale
Flood ZoneZone X (minimal risk)
APN1311201001

Property Details

APN / Parcel Number

Primary APN1311201001

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Building Area2,142 sqft Living Area
Basement Area612 sqft
Unfinished Basement612 sqft

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Exterior MaterialWood
Lot Area19,320 sqft (0.443 acres)
Garage TypeAttached
Garage Area720 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address405 E MAIN ST
CityLAMONI
StateIA
Zip50140-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFERGUSONS 1ST ADDN W 138' OF N 140' LOT 9, BLK 1
Legal SubdivisionFERGUSONS 1ST ADD
Legal Block1
Legal Lot Number9
JurisdictionDECATUR IA
Township / Civil DivisionLAMONI
Census Block Group2
Census Block2028
Census Tract960200

Owner

Source: Decatur County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address709 W 3RD ST, LAMONI, IA 50140-1313
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2019 · Amount on Record
Deed SaleDec 5, 2019 · Amount on Record
Deed Document Number20191518
Record UpdatedJun 8, 2026

December 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionDECATUR IA
Recording DateDec 5, 2019
Property Address405 E MAIN ST, LAMONI, IA 50140-1214
Document Number20191518
Instrument DateOct 30, 2019
Instrument2019-1518
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 W 3RD ST, LAMONI, IA 50140-1313

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateIowa
CountyDecatur County
MunicipalityLamoni City
Unified School DistrictLamoni Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$68,930 (+38.72%) Land $23,180 Building $45,750$68,930 (+38.72%) Land $23,180 Building $45,750
2024$1,176.00 (+78.72%)
2023$49,690 Land $14,490 Building $35,200$49,690 Land $14,490 Building $35,200
2021$658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–2010)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMONI MUNICIPAL UTILITIES
serves 2,029 people · EPA ID IA2740050
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Jun 2026
Treatment failure
resolved · Mar 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lockridge Networks
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number