Decatur County property record for 318 E Main St, Lamoni, IA 50140
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 15,756 sqft · built 1979 |
| Lot Size | 0.432 acres (18,834 sqft) |
| Owner | Company Name on File |
| Tax Bill | $9,258 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1302387006 |
| Primary APN | 1302387006 |
|---|
| Building Area | 15,756 sqft Building Perimeter |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 18,834 sqft (0.432 acres) |
| Street Address | 318 E MAIN ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1259 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | 02.67.27 COM AT SE COR SE SW W 75' TO PT OF BEG. W 109.3, N 172', E 109.45', S 172' TO BEG IN LOTS 16 & 18 BLK 1 EASTERNS AUTUMN HOUSE |
| Legal Range | 27 |
| Legal Township | 67 |
| Legal Section | 02 |
| Legal Block | 1 |
| Legal Lot Number | 16,18 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960200 |
318 E Main St, a residential property, is owned by a company that acquired it in January 2021.
Source: Decatur County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 540225, OMAHA, NE 68154-0225 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Oct 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CHERRYWOOD MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 11, 2021 |
| Transfer Doc | 0000000684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 318 E MAIN ST, LAMONI, IA 50140-1259 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020210056 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 2021-0056 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 318 E MAIN ST, LAMONI, IA 50140-1259 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20191363 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019-1363 |
| Name | CHERRYWOOD MTG LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2026 property tax bill for 318 E Main St was $9,258.
Source: Decatur County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,258.00 | $582,150 (+29.71%) Land $17,200 Building $564,950 | $582,150 (+29.71%) Land $17,200 Building $564,950 |
| 2025 | $9,258.00 (+13.62%) | $448,819 Land $26,129 Building $422,690 | $448,819 Land $26,129 Building $422,690 |
| 2024 | $8,148.00 | ||
| 2023 | $347,550 Land $20,655 Building $326,895 | $347,550 Land $20,655 Building $326,895 | |
| 2021 | $9,190.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 E Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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