Decatur County property record for 415 E Main St, Lamoni, IA 50140
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 1 ba · 2,016 sqft · built 1974 |
| Lot Size | 0.455 acres (19,827 sqft) |
| Owner | Company Name on Record |
| Last Sale | $250,000 (Dec 2024) |
| Tax Bill | $2,898 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 1311201003 |
| Primary APN | 1311201003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,016 sqft Living Area |
| Basement Area | 2,016 sqft |
| Unfinished Basement | 2,016 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 19,827 sqft (0.455 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Street Address | 415 E MAIN ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1268 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | W 62.25' LOT 1, W 62.25' OF N 10' LOT 2 & COM 311.25' W OF NE COR LOT 1 THENCE SO. 200' E 44.25'. N 200' W 44.25' TO BEG (BEI |
| Legal Subdivision | FERGUSONS FIRST ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 960200 |
Source: Decatur County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 218 E MAIN ST, LAMONI, IA 50140-1244 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK |
| Dec 22, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2024 · Amount on Record |
| Deed Sale | Dec 23, 2024 · Amount on Record |
| Deed Document Number | 20241642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 415 E MAIN ST, LAMONI, IA 50140-1268 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020200950 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 2020-0950 |
| Name | AMERICAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR IA |
| Recording Date | Dec 22, 2020 |
| Property Address | 415 E MAIN ST, LAMONI, IA 50140-1268 |
| Document Number | 0020201692 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2020-1692 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 245 CONDIT DR, LAMONI, IA 50140-1751 |
Source: Decatur County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,989 (+27.88%) Land $12,549 Building $144,440 | $156,989 (+27.88%) Land $12,549 Building $144,440 | |
| 2024 | $2,898.00 (-10.72%) | ||
| 2023 | $122,764 Land $9,920 Building $112,844 | $122,764 Land $9,920 Building $112,844 | |
| 2021 | $3,246.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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