402 Cornerstone Dr, Sumas, WA 98295 Property Records

Whatcom County property record for 402 Cornerstone Dr, Sumas, WA 98295

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 2019
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Company Names on File
Last Sale	$505,000 (Oct 2022)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`563299`

Property Details

APN / Parcel Number

Primary APN	`563299`
Alternative APNs	`400402 064454 0000` `185844`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 2019
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	185844
Street Address	402 CORNERSTONE DR
City	SUMAS
State	WA
Zip	98295-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	HOVEL ESTATES DIV 2 LOT 42
Legal Range	04
Legal Township	40
Legal Section	02
Legal Subdivision	HOVEL ESTATES DIV 2
Legal Lot Number	42
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	1
Census Block	1072
Census Tract	10202

Owner

Source: Whatcom County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	402 CORNERSTONE DR, SUMAS, WA 98295-9325
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	2022-1002629
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 31, 2022
Property Address	402 CORNERSTONE DR, SUMAS, WA 98295-9325
Document Number	0001002629
Map Reference	FILE 2019-0100867
Instrument Date	Oct 25, 2022
Instrument	2022-1002629
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	GUARDIAN NORTHWEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,094.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 W ALVERDEZ AVE, 1000, CLEWISTON, FL 33440-0258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	402 CORNERSTONE DR, SUMAS, WA 98295-9325

Mortgage

Document Number	0001002630
Date	Oct 31, 2022
Instrument	2022-1002630

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Sumas City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,872.00 (+16.19%)	$525,797 (+11.26%) Land $167,775 Building $358,022	$525,797 (+11.26%) Land $167,775 Building $358,022
2022		$472,570 Land $124,096 Building $348,474	$472,570 Land $124,096 Building $348,474
2021	$4,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 251 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	251 in force
Nearby Flood Claims	226 (2020–2026)
Claims Outside the SFHA	10 of 226
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 218 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Declaration Networks Group Cable · Fiber in parts of the area	250 / 35