407 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 407 Central Ave, Wilmette, IL 60091 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,346 sqft · built 1894
Lot Size	0.341 acres (14,862 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Sep 2011)
Tax Bill	$30,789 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-107-059`

Property Details

APN / Parcel Number

Primary APN	`05-35-107-059`
Alternative APN	`05-35-107-059-0000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,346 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1895
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,862 sqft (0.341 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	407 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(OVRESATS) RESUB OF LTS1&2 BLK18 IN DINGEES ADD TO WI LMETTE IN SEC 35-42-13
Legal Range	13E
Legal Township	42N
Legal Section	35
Legal Subdivision	DINGEES ADD
Legal Block	18
Legal Lot Number	1,2
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2000
Census Tract	801300

Owner

Source: Cook County records · APN 05-35-107-059

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 CENTRAL AVE, WILMETTE, IL 60091-1943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 05, 2021	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Oct 05, 2021	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2011 · Amount on Record
Deed Sale	Sep 21, 2011 · Amount on Record
Deed Document Number	201126015
Prior Transfer Date	Mar 04, 2008
Prior Transfer Doc	0000050034
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	407 CENTRAL AVE, WILMETTE, IL 60091-1943
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011613447
Date	Apr 26, 2022
Instrument	2211613447

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Oct 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	407 CENTRAL AVE, WILMETTE, IL 60091-1943
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027807211
Date	Oct 05, 2021
Instrument	2127807211

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	407 CENTRAL AVE, WILMETTE, IL 60091-1943
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027804210
Date	Oct 05, 2021
Instrument	2127804210

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,001 (+35.25%) Land $48,302 Building $139,699	$1,880,010 (+35.25%) Land $483,020 Building $1,396,990
2023	$30,789.00 (+5.74%)
2022	$29,118.00 Homeowner's exemption	$138,999 Land $40,870 Building $98,129	$1,389,990 Land $408,700 Building $981,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318013002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 277 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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